Certified NJ college advisor answers questions about FAFSA and financial aid.

Jan. 19, 2011 - PRLog -- According to Nancy R. Ziering, a certified college planning specialist at College & Retirement Solutions, LLC in Chatham NJ, completing the Free Application for Federal Student Aid is important so students can be offered financial help in the form of grants and loans to attend college of their choice. Every student and current college student who is planning to attend any post-secondary educational institution during 2011-2012, will be required to complete the FAFSA to receive student aid from the government.

There is no deadline for completing FAFSA, however, federal aid is awarded based on a first-come, first-serve basis. So it is highly recommended that you apply as soon as possible. The earlier you apply, the better your chances are for receiving free aid. During the past, we have seen free aid running out by the end of February due to limited government funding.

However, many students who are eligible often fail to apply because the application can be complicated, especially for families with more complex tax situations. Parents and students must first obtain a four digit PIN prior to completing the FAFSA online. Many students and their families find answering more than 130 asset, income and dependency questions to be difficult and very time consuming. That’s why Nancy R. Ziering and advisors at College Planning and Retirement (CRS) are offering a fee service for professional FAFSA application preparation process for only $157.00 per application.

Mrs. Ziering also offers free consultation to parents and students to answer any questions regarding their own financial circumstances with regard to filing the FAFSA. To take advantage for a Free consultation, students and parents may signup online at https://college-retirement.com/sign-up or call 973-514-2002.

College and Retirement Solutions is a private consulting firm that helps families with college planning, college admissions, FAFSA financial aid, funding, CSS Profile review and consulting services. We are located in Chatham, NJ and provide a personal touch, tailoring a unique program ideally suited for your student that will guide your family through every step on the journey to college.