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Follow on Google News | Bad Credit Removed - How to Get Negative Items Deleted From Your Credit ReportHaving a good credit rating determines your ability get loans, credit cards, etc. from agencies; at good rates of interest. Making sure you have a high credit rating isn’t as challenging as it may seem.
By: Mark Jameson William Roberts, editor of http://www.CleanCreditFast.com/ “The public is experiencing a severe crisis with debt and agencies must be set up for the large amounts of people who will require assistance.” Neither can you approach your lender and beg them to provide wrong information to credit bureaus. Although this is possible in theory, it is very difficult to achieve in practice because your lenders hit getting into trouble for a problematic borrower. There are certain points that you should consider getting bad credit removed. Firstly, if it is inaccurate, then you should raise a dispute and try to get it out of your credit history as early as possible. What process should you follow? You should have filed a written dispute and you should request the credit bureau to remove the information. You should provide photocopy of the various documents that prove your point. It is advisable to retain the originals in your hand. The last thing you want is for the originals to be lost due to an administrative mistake The credit bureau has thirty days to complete the process of verification. If it is not verified or if it is verified as incorrect, then the information will automatically be deleted. Even if the information is accurate, if it cannot be verified for lack of documentation or record keeping, you can easily get the information deleted. There are many persons who have got a bad credit removed from their score simply because the lender went out of business and destroyed all the records. You can also employ credit repair services for advice, tips and information on the right way to improve your credit report. This is not a very difficult task provided you choose to deal with the right service provider. Make use of the World Wide Web to identify the right characteristics of a quality credit repair services. You should also consider all those negative points in your credit report that are present because the law insists on their mention. Take bankruptcy for example. It must remain on your credit report for at least eight to ten years. However, once this time period expires, the information must be automatically removed. If it is not done so, then you should take steps to get it off your history as early as possible. http://www.CleanCreditFast.com # # # If you are one of the millions of Americans who has over $10,000 in unsecured debt, it is time you found out about the debt settlement options available to you. Due to the current economy an overwhelming amount of people are in debt, creditors are having no choice but to agree to debt settlement deals. http://www.CleanCreditFast.com End
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