Zipcar Insurance Provides Coverage, But is it Enough

Oct. 22, 2009 - PRLog -- Chicago (InsuranceAgents.com) – Zipcars are a way to get a car when you need it. If you don’t own a car because monthly payments are too much for you and you need to move or visit family out of town, all you have to do is apply for the Zipcar, make a reservation for the time you will need it and get the keys and drive away.

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In a recent article posted by InsuranceAgents.com, "Zipcar Insurance: Too Good to be True,” they provide important key aspects of a Zipcar and offer consumers the knowledge about auto insurance for while they are behind the wheel of their Zipcar. “The beauty of a Zipcar is that you drive only when you need to without any hidden fees, saving on car payments in the process. Every Zipcar reservation includes gas, mileage and, most importantly, comprehensive Zipcar insurance,” states the article. Comprehensive coverage is great to have while you are driving, however there are some restrictions that could prevent your Zipcar insurance from covering you. If you let someone else drive the car, driving out of the country or using the car to transport people as a business are all examples of things that will void your insurance on the vehicle. If you plan to use your Zipcar for these reasons, it would be in your best interest to take out your own individual auto insurance policy.

Zipcar insurance offers its drivers up to $300,000 per accident and if the total amount of damages is greater than that, you are responsible to pay the remainder. Before you drive your Zipcar, be sure their insurance coverage and restrictions are up to your standards.

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