Rhode Island Home Insurance Tips to Help Lower Your Premium

Sept. 30, 2009 - PRLog -- There are several things you need homeowners insurance coverage for.  For the most part the higher the value of your home, the more your homeowners insurance coverage is going to cost.

To reduce monthly expenses try having your agent run a quote if you have a burglar alarm, sprinkler systems and the like, which is just one way to reduce your monthly premium.  Things you should consider doing to help reduce the possibility of putting in a claim are walking outside the house to see what can damage your home.  Such as over hanging trees, clogged gutters, missing drain spouts and the like can help reduce the likelihood of putting in a claim to your homeowners insurance.  If you have copper pipes that were installed a long time ago, make sure you keep your eyes open for any potential leaks.

It’s always best to call a plumber and find ways you can help maintain your plumbing and to reduce possible leaks which can turn into floods.

To learn more visit InsureMyHouse.com and find a local agent at http://www.insuremyhouse.com/rhodeisland.html

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InsureMyHouse.com provides consumers with an online homeowners insurance agent directory sorted by state and zip code.