New Book Release: Borrow Smart, Retire Rich by Carl Spiteri & Todd Ballenger

Jan. 15, 2008 - PRLog -- This book helps answer many questions including:

- What is the new "location, location, location" that is redefining real estate ownership?
- How can I protect my house equity from depreciation? Foreclosure and lawsuits?
- How can I access the wealth in my house?  When should I avoid accessing it?
- When does the return on my house investment have little or no impact on my net worth?
- How can I maximize the role of my house in creating new wealth?
- How can borrowing dramatically affect my savings?
- When should I prepay my mortgage?
- How can I minimize taxes when I sell my house?
- Which loan prodcut, payment, and amount are most suitable for me?

About Carl Spiteri:

Having been self-employed his entire career, Carl Spiteri understands the need for liquidity and the importance of self dependence and reliance.   Carl became a Mortgage Consultant in 1991 and realized how misinformed and misled consumers had been by an industry pushing for the public to consume rather than conserve the wealth in their home—their equity.  Consequently, he is committed to educating clients, financial and real estate professionals on how to effectively use a mortgage as a tool to build financial stability and create wealth.  

Carl commits himself to educate and inform clients about their options to ensure they understand their choices and feel empowered and informed to make a decision about their loan without fear or confusion. Carl Spiteri prescribes to the Lenders Who Care program pledging honesty, integrity, fairness and professionalism in all business dealings. He speaks on debt and equity management, real estate investing and first time homebuyer education and his office is located in San Diego’s community of Little Italy near downtown.

Website: www.LoanStarFinancial.com