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POST WRITTEN BY Lev Barinskiy Full article on Forbes.com Founder and CEO of SmartFinancial.com: on a mission to make the insurance-buying process more efficient. It seems as though the wealthier an individual is, the higher the risk of being sued.

Gift cards can add up fast, especially if you're offering $50 gift cards to each referring client.

While already endorsed by many public safety groups, Costa Mesa Mayor Katrina Foley received the endorsement of the Newport Beach Firefighters Association, Local 3734 this week.

If you want to own a home, you may need to take out a mortgage to pay for it in monthly payments. A mortgage is a contract between a lender (bank or mortgage lender) and a borrower (you).

In 2013 James Lasdun published his memoir Give Me Everything You Have: On Being Stalked which was assembled from abusive and threatening emails that Afarin (who is called 'Nasreen' in Lasdun's account) wrote after she lost her mind

Tax season can be stressful, but it can also be an exciting chance to get some money back.

You are frugal with money. You have a good credit score and have had zero accidents in the past few years. You haven't even gotten a ticket.

A new say in the way Dev teams manage and store application settings

As with anything that reveals someone's personality, someone's job is a good indicator of risk.

You probably have a few things in mind that you need to do to get the most out of your time selling insurance policies. One word of warning when setting out to put your plan to practice: Don't make a change just to make a change.

The biggest reason people don't switch insurance carriers is that they don't want to deal with the mess of switching car insurance in the middle of a policy term. However, buying insurance isn't like buying socks.

First Traceability Chain Proves New Recycling Paradigm Works

While you may not be able to prevent all accidents, there are ways to minimize losses. We want to help with the following tips.

Peace Officers Research Association of California and Costa Mesa Police Association endorse Mayor Katrina Foley

Team Members Name Royal Pacific One of the Best Places to Work

Employees voted Bluepoint Mortgage as one of the top places to work in the nation

When the winners of the four art categories were announced, most of the audience knew who would take home first prize in photography as most had voted for his work.

What's a Marketplace Health Insurance Plan? If you purchase your health insurance through a state, federal or private health insurance marketplace like healthcare.gov or a Marketplace/Exchange then you have a marketplace plan.

Caring for aging parents isn't for the faint-hearted. If you are in charge of handling major finances, like bills and medical care, your bills will primarily be for medical care and they will be exhausting.

Homeowners in California are finding that their home insurance rates have gone up, as much as 3% or even more, due to the wildfires that have cost insurance companies millions of dollars.

1. Background checks on employees: minimize risk of theft or malfeasance. One of the biggest drivers of higher premiums is claims. If you can go a full year or longer without the need to have a claim, your rates will go down.

Place Black Friday Deals in the Trunk You scored a dirt-cheap wide-screen TV from Best Buy's Black Friday sale, but you may easily be without your purchase at the end of the day if you leave it in a parked car.

Open Enrollment Ends in a Few Weeks! Get Insured Online in 5 Minutes!

Private exchanges are very similar to the marketplace except they show you plans that are not sold through the exchange as well.

If you're a senior, you can apply for Medicare during a 7-month Initial Enrollment Period which begins 3 months before you turn 65 and ends 3 months after the month you turn 65. Original Medicare is Part A or Part A & B.

Before you know it it'll be fall and everyone will be getting ready to buy health insurance. People who do not have employer-provided healthcare will be scrambling to see if they can get better rates than their current plans provide.

Commercial Auto Insurance: Does a plumber who uses a car to reach clients need commercial vehicle insurance? Yes. Does a furniture store need commercial vehicle insurance for its fleet of delivery vans? Yes.

Auto insurance is a requirement in every state, so you're going to pay for it one way or another.

Medicare supplements are called Medigap. The definition of Medigap definition is a private individual plan that helps cover the costs not covered by Original Medicare, including copayments, deductibles and health care outside of the U.S.

SmartFinancial attributes its 187% revenue growth to its growing insurance marketplace and its proprietary technology platform that makes insurance comparison shopping process more efficient.

The more prepared you are to get a car insurance quote, the better rate you will obtain.