Federal Bank's Loan Against Property Helps Businesses Meet Working Capital Requirements

DELHI, India - Aug. 26, 2026 - PRLog -- Federal Bank is offering Loan Against Property (LAP) as a secured financing option for eligible property owners seeking funds to manage working capital and other business requirements. The facility enables eligible borrowers to leverage their property to access funds for business-related financial needs, subject to applicable eligibility criteria and bank policies.

Working capital is essential for maintaining the day-to-day financial cycle of a business. Businesses may require funds to manage inventory, meet supplier payments, cover operational expenses, manage cash-flow gaps or support expansion plans. For business owners who have an eligible property, a Loan Against Property can provide an additional avenue to raise funds without selling the underlying asset.

Federal Bank's Loan Against Property offers interest rates starting from 8.20% p.a., with eligible customers able to avail financing of up to ₹20 crore. The facility comes with a maximum repayment tenure of 15 years, allowing borrowers to plan their repayment obligations over an extended period, subject to their eligibility and the bank's assessment.

Learn more information at: https://www.federal.bank.in/loan-against-property

The offering also includes Term Loan and Overdraft facilities, giving eligible borrowers the flexibility to choose a financing structure based on their requirements. While a term loan may be suitable for planned funding needs, an overdraft facility can provide flexibility for managing recurring business cash-flow requirements.

Federal Bank accepts eligible residential properties, commercial properties and plots as security for its Loan Against Property facility. The sanctioned loan amount depends on several factors, including the property's value, applicant's income, repayment capacity, credit profile and other applicable assessment parameters.

The bank also provides a balance transfer facility for eligible customers, enabling borrowers to explore transferring an existing loan from another lender, subject to applicable terms and conditions.

For businesses, access to timely working capital can be important for maintaining operational continuity and responding to growth opportunities. By offering a secured borrowing option against eligible property, Federal Bank's Loan Against Property can help eligible property owners address a range of legitimate business funding requirements.

With a combination of flexible financing options, an extended repayment tenure and a funding limit of up to ₹20 crore, Federal Bank's Loan Against Property provides eligible businesses and property owners with an additional financing avenue for working capital requirements.

The applicable interest rate, loan amount, tenure, charges and other terms are subject to the customer's eligibility, property assessment and Federal Bank's prevailing policies.