The Ndege Group® Unveils Ndege Money: A Sovereign Digital Currency for African Economic Integration

New research by David Okiki Amayo Jr. introduces asset-backed digital infrastructure on Coinbase's Base, targeting €290B in annual losses and a multi-trillion Euro remittance market through sovereign-controlled financial rails.
By: ASDT
 
 
Ndege Money
Ndege Money
NAIROBI, Kenya - Jan. 12, 2026 - PRLog -- Africa's Sovereign Development Trust® (ASDT), the operational custodian of the African Federation Treaty Framework, today published its latest working paper: "Ndege Money: Architecting Sovereign Digital Currency Infrastructure for African Economic Integration."

The whitepaper details a comprehensive strategy to resolve the €290 billion annual opportunity cost currently forfeited by the continent due to security fragmentation, illicit financial flows, and trade barriers.

Authored by David Okiki Amayo Jr., Founder and Chairman of The Ndege Group®, the paper introduces Ndege Money as an asset-backed digital currency designed to operate on Coinbase's Base Layer-2 infrastructure. This technical selection provides a secure, scalable, and low-cost environment with 2-second block times, whilst maintaining absolute African institutional control through the OmniGaza® governance substrate.

Disrupting the Remittance Tax

The architecture specifically targets the extractive "remittance tax" currently burdening the African diaspora. Whilst the United Nations Sustainable Development Goals target a 3% transfer cost, Sub-Saharan Africa remains the most expensive region globally, with average costs for sending $200 standing at 8.78% in Q1 2025 (World Bank, 2024). Ndege Money aims to reduce these costs to under 1 per cent by bridging traditional SWIFT rails, pro-African providers, and grassroots platforms like M-Pesa (Access Bank, 2025; World Bank, 2024).

"The digital currency revolution is an inevitability," stated Amayo Jr. "The question for Africa is whether we will remain subjects of external systems or become the sovereign architects of our own prosperity."

Quantum-Ready Sovereignty

Deriving its stability from the African Rare Earth Mineral Fund (AREMF), Ndege Money utilises the OmniGaza® settlement layer, a sovereign-grade blockchain capable of 100,000 transactions per second. The infrastructure is currently being upgraded for quantum-readiness by 2030 to ensure long-term data sovereignty and protection against extraterritorial surveillance.

The whitepaper further outlines integration pathways with the Pan-African Payment and Settlement System (PAPSS) and invites the New Development Bank (NDB) to explore pilot project financing denominated in Ndege Money.

Strategic Call to Action

ASDT calls upon African governments to ratify the African Federation Treaty Framework (AFTF) protocols and pilot Ndege Money as an approved settlement mechanism for intra-African trade under the African Continental Free Trade Area (AfCFTA).

The complete whitepaper is available here: https://zenodo.org/records/18219657.

About The Ndege Group® / Africa's Sovereign Development Trust®

The Ndege Group® is an irrevocable purpose trust domiciled in the Seychelles with operational headquarters in Nairobi, Kenya. The Trust serves as the non-extractive institutional architect for the African Federation Treaty Framework, dedicated to resolving systemic paradoxes through sovereign infrastructure and transparent governance.

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Source:ASDT
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Tags:Development Finance
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Location:Nairobi - Nairobi - Kenya
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