GBFS International Launches MCA Consolidation Loans to Slash Merchant Cash Advance Debt by 80%

NEW YORK - Nov. 29, 2025 - PRLog -- Small, medium and large businesses in the U.S. and around the globe drowning in high-cost merchant cash advance (MCA) debt now have a powerful new option. GBFS International today announced an MCA debt consolidation program featuring new Merchant Cash Advance Consolidation Loans that can reduce existing MCA debt by up to 80%. The program allows businesses to combine multiple MCAs into a single loan with an affordable, predictable payment schedule, ending the cycle of daily withdrawals and sky-high interest. This immediate cash-flow relief frees up working capital for essentials like payroll, inventory and growth investments.

In a bold statement, Jane Doe, President of GBFS International, said, "Stop letting MCA debt kill your cash flow. We fight on behalf of struggling business owners and help them cut their MCA debt by up to 80%." She noted the new consolidation loan ends the stress of stacked cash advances. "Instead of stacking yet another advance, we provide one consolidation loan to pay off all existing MCAs. This replaces multiple daily debits with a single predictable payment tailored to the client's sales volume," Doe said. The result, she explained, is immediate relief and working capital freed up for essentials like payroll and inventory.

Learn More: https://gbfsinternational.com/services/mca-relief-loans

GBFS International emphasizes that this is no temporary fix. The firm points out that the consolidation loans are "structured essentially as a debt consolidation loan for business owners, with predictable monthly payments and lower rates". In practice, GBFS negotiates directly with MCA lenders to secure those terms, ensuring each plan is suitable, affordable and sustainable. Its experienced team has more than 20 years of combined industry expertise and has already helped resolve over $500 million in business debt, protecting companies' cash flow in the process. By designing each relief plan around a company's actual sales and expenses, GBFS ensures a true path out of debt – one that helps businesses stay strong and continue moving forward.

This program comes at a critical time for many borrowers. In fact, after the U.S. Small Business Administration barred the use of its loans to refinance MCA debt in 2025, private consolidation programs like GBFS International's have become an essential resource for struggling businesses. The company believes this makes its new MCA consolidation loans all the more vital in today's market, offering fast, confidential relief when traditional lenders will not refinance MCA obligations.

Project Finance: https://gbfsinternational.com/services/project-finance

About GBFS International: GBFS International is a leading project finance and private credit firm headquartered in New York.