Top Tax Specialist Navi Dowty Joins Tom Hegna on the Podcast "Financial Freedom with Tom Hegna"

CHICAGO - Sept. 24, 2025 - PRLog -- This week, Tom Hegna, a renowned author, TV show host, speaker, and economist with over 30 years of experience, is bringing a fresh perspective to financial discussions on his podcast, "Financial Freedom with Tom Hegna."

In the latest episode, Tom is joined by Navi Dowty. He is a leading Financial Educator, Bestselling Author, Certified Tax Specialist and renowned expert on IRMAA, who is helping to protect seniors from this virtually unknown tax. His latest best-selling book "Tax Secrets for the Smiling Retiree," with an updated section on IRMAA explains exactly what IRMAA is. This unknown tax can severely damage your income. According to calculations retirees may have to pay well over a million dollars for Medicare during their lifetime, eating up their Social Security in many cases.

For anyone with a higher-than-average income that is 15 years away from retirement or later, this is critically important to you. You won't want to miss this episode as Navi shares valuable financial insights. The episode is scheduled to be launched this week on Tom Hegna's Podcast. Below is a sneak peek.
https://www.youtube.com/watch?v=Lg7-XrBPhIY



Navi is also the architect of "The Smiling Retiree Process," an innovative, mathematically proven way to create lifetime cash flow in the ZERO percent tax bracket. This 9 Step process has helped millions of everyday Americans become smiling retirees. Residing in the Chicago area, Navi is now the person often called the "The Buffett of the Windy City".

Because of his financial expertise, Navi was interviewed in a brand new film called, "The Retirement Deception." He is also the producer of the documentary film "The Baby Boomer Dilemma."

For more information on Navi Dowty visit: https://navidowty.com

Tom Hegna CLU, ChFC, CASL is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the "optimal" way. His goal is to equip listeners with practical tips and information to make smarter financial decisions.

Whether you're at the beginning of your retirement journey and need a kickstart or if you need that final boost to get you across the finish line, "Financial Freedom with Tom Hegna" has got the juice with new episodes every week. Listen and subscribe today https://art19.com/shows/financial-freedom-with-tom-hegna.