The new AT insurance ratings 2025

SANTA CLARA, Calif. - Aug. 27, 2025 - PRLog -- RealRate Inc.

2040 Martin Ave.
Santa Clara
California 95050
USA

www.realrate.ai
holger.bartel@realrate.ai
calendly.com/holger-bartel

+49 160 90 844

Press Release

AT Insurance 2025

The new industry rating for AT insurance 2025 has just been released by RealRate.

These are the top-rated companies in the 2025 AT Insurance rankings, measured by Economic Capital Ratio:

1. Grazer Wechselseitige Versicherung AG (https://www.realrate-archive.com/at_insurance/2024/report/000037748m_2025_Grazer_Wechselseitige_Versicherung_AG.pdf) - 29.25 %  

1. Niederösterreichische Versicherung AG (https://www.realrate-archive.com/at_insurance/2024/report/000100888s_2025_Niederoesterreichische_Versicherung_AG.pdf)– 27.46%

The complete rating of 11 companies in the AT insurance industry is published on RealRate website https://realrate.ai/ranking-area/2025-at-insurance/

2 companies achieved the sought-after 'Top-Rated' seal.

Grazer Wechselseitige Versicherung AG (GRAWE), founded in 1828 and headquartered in Graz, is one of Austria's oldest and most respected insurance providers, operating as part of a wider group with insurance, banking, and real estate. The company's Economic Capital Ratio, given in the ranking table, is 29%, being 16% points above the market average of 13%.

The second top-rated company, Niederösterreichische Versicherung AG (https://www.realrate-archive.com/at_insurance/2024/report...) was founded in 1923, provides fire insurance coverage primarily to the agricultural sector in Lower Austria. The company's Economic Capital Ratio, given in the ranking table, is 28%, being 15% points above the market average of 13%.

CEO Dr. Holger Bartel: "The Austrian insurance sector stands on a robust and resilient foundation. The industry is valued at approximately €18.5 billion in 2025 and is showing steady growth, with broader estimates placing the life and non-life insurance market at USD 28.54 billion this year and projecting it to reach USD 47.11 billion by 2030, reflecting a CAGR of 10.55%.

The general insurance market overall is expected to grow at more than 5% CAGR between 2024 and 2028. Growth is driven by Austria's aging population, which fuels demand for life, retirement, and long-term care products, as well as rising disposable incomes that boost uptake across both life and non-life lines.

The Austrian insurance industry in 2025 is undergoing a period of transformation shaped by digitalization, demographic change, and shifting economic conditions. Insurers are increasingly adopting AI, automation, and digital platforms to enhance underwriting, claims processing, and customer engagement, while personalization and on-demand insurance products are becoming key differentiators.

About RealRate:

RealRate is an international rating agency based in Santa Clara and Berlin, founded in 2021. Using cutting-edge explainable Artificial Intelligence, we provide fair company ratings, avoiding any conflicts of interest. Combining AI and expert knowledge, financial strength is evaluated based on published annual reports.