Students — Broke before Midterms

BOSTON - June 2, 2025 - PRLog -- Daryl Yurek remembers the first time his debit card got declined — it was for a sandwich. Six bucks. Not a big deal in hindsight, but at the time, it felt huge. He swiped again. Still declined. He wasn't just broke — he hadn't seen it coming.
That moment stuck with him. It wasn't just about running out of money; it was the realization that he had no control over something he was supposed to be managing. Like many students, Yurek entered college with no financial training. His parents had handled everything. Suddenly, he was on his own — and unprepared.
He wasn't alone. His friends were in the same situation. Rent, food, books — those were expected. But the real budget-killers? Coffee runs, late-night takeout, and weekend drinks. Despite working 30 hours a week, the money disappeared faster than it came in.
"Working gives you cash flow," said Yurek. "But without a plan, that money just vanishes."
Eventually, he realized he needed help. Not a class, not a lecture — just something simple to show him where his money was going. After trying several apps that were clunky or costly, he found MoneyPatrol — https://moneypatrol.com.
"It was free, easy to use, and showed me the gap between what I thought I was spending and what I actually spent," said Yurek. "That reality check changed everything."
MoneyPatrol helped him track his spending, plan ahead, and receive alerts before money ran out, not after. It didn't solve everything, but it gave him a sense of control.
"We hand students debit cards and say, 'Figure it out,'" Yurek added. "But we'd never hand someone car keys without a lesson."
Now, he shares his story to help other students avoid learning the hard way.

Contact:
Daryl Yurek
https://moneypatrol.com