Does Health Insurance Cover Chiropractic Treatment?

LAS VEGAS - Nov. 12, 2024 - PRLog -- According to the American Chiropractic Association, approximately 35 million Americans go to a chiropractor every year. This type of care is particularly helpful for treating back pain resulting from a car accident, work or exercise-related strain or an injury, or just needing relief. Seeing a chiropractor can be expensive, but fortunately, most health insurance companies provide coverage to treat medically needed care.

How Does Health Insurance Cover Chiropractic Treatment?
The Affordable Care Act includes 10 categories of essential health benefits that all major health insurance plans are required to provide. Among these benefits is coverage for rehabilitative services that help those with injuries or illnesses regain physical skills.

While this does not expressly include chiropractic care, most health insurance plans cover this treatment option sometimes referred to as "manual manipulation". Generally, there will be limits to the number of visits that will be covered in a year, depending on your health insurance plan. It's estimated that roughly nine out of 10 employees have chiropractic care covered under their employer-subsidized health insurance. In some cases, health insurance companies require policyholders to get referrals from their doctors before making an appointment with a chiropractor.

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