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Follow on Google News | Health Insurance During Pregnancy and for New BabiesNevada Insurance Enrollment Explains Health Insurance While Expecting A New Baby
Pregnancy and the Affordable Care Act The Affordable Care Act guarantees 10 essential health benefits to individuals with major medical insurance. Among these benefits is maternity care, meaning that all health insurance plans purchased through employers or on the Marketplace cover medical care during pregnancy, childbirth and postnatal care. Prior to ACA, many plans in the individual marketplace did not cover pregnancy for new enrollees. Also, health insurance company's would deny coverage to women who were already pregnant by a method called "underwriting" Under Obamacare, pregnancy is no longer considered to be a pre-existing condition. Health insurance companies cannot deny coverage to pregnant women or charge them more for coverage. However, in most states, pregnancy is not a life event that opens a Special Enrollment Period. This means that it does not qualify you to sign up for health insurance or make changes to your policy outside of the yearly Open Enrollment Period. You must do this during "Open Enrollment". Please Note: Very Important The BIRTH of a baby is a Life Event, so you can add the baby to your plan or buy them a plan for themselves, after they are born. But pregnancy is NOT a "life event" to get health coverage. Read the full article: https://www.nevadainsuranceenrollment.com/ Learn more: https://www.nevadainsuranceenrollment.com/ Nevada Insurance Enrollment 4260 W. Craig Road suite #150-A North Las Vegas, NV 89032 (702) 898-0554 Website: NevadaInsuranceEnrollment.com End
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