Commercial Auto Insurance in Nevada

LAS VEGAS - March 6, 2024 - PRLog -- Those who use a vehicle for their business have a different exposure to risk than someone who only does personal driving. As a result, if you use your vehicle for your small business, a personal auto insurance policy is not enough. You may need a commercial auto insurance policy.

What Does Commercial Auto Insurance Cover?
Commercial auto insurance provides similar coverage to personal auto insurance policies.

These include:

-Collision Coverage: This coverage pays for damage to your vehicle if you hit another vehicle.
-Comprehensive Coverage: This coverage pays for damage to your vehicle caused by something other than a collision. Vandalism, weather-related damage and damage from an animal are covered under comprehensive coverage.
-Liability Coverage: Liability insurance pays for bodily injury and property damage if you're responsible for an accident.
-Uninsured/Underinsured Motorist Coverage: This coverage pays for damages if your vehicle is hit by a driver with inadequate liability insurance.
-Additional Endorsements: You can customize your policy to fit your business's needs by adding endorsements such as rental reimbursement, roadside assistance and personal injury protection coverage.

Do You Need Commercial Auto Insurance?
As its name suggests, commercial auto insurance covers vehicles used for commercial, rather than personal, driving. Generally, small business owners who use their vehicle to travel to work sites, meet with clients or transport tools need this coverage.

If you have a side gig that involves using your personal vehicle – whether it is for a meal delivery service, a grocery shopping service or ridesharing – your personal auto insurance policy does not provide adequate coverage. An auto insurance agent can help you find the best solution for your needs, whether that is a commercial policy or an add-on to your existing auto insurance.

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Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com