Winter Insurance Guide: Saving Money on Claims

By: SmartFinancial
NEWPORT BEACH, Calif. - Dec. 19, 2023 - PRLog -- Your home and auto insurance needs are different in winter. Here are the most common types of home insurance claims and how you can prevent filing them with your home:

Frozen pipes
  • Let your faucet drip slowly so the water doesn't freeze.
  • Keep your home at 55 degrees or warmer.

Falling trees
  • Remove diseased trees before they fall.

Falling branches
  • Trim trees regularly so that wind doesn't break them off and damage your home or car.

House fires
  • Be vigilant of grease fires in the kitchen when entertaining.
  • Keep a fire extinguisher in the kitchen.
  • Do not throw water on a grease fire; stifle it with a lid if possible or close the oven door and turn off the oven.
  • Avoid using real candles, and monitor them closely all evening, if you do
  • Check holiday lights regularly
  • Keep the Christmas tree hydrated.
  • Keep children and objects away from the fireplace.

Wind damage
  • Secure outdoor furniture and toys.
  • Make sure trees are trimmed.
  • Secure gutters, downspouts.
  • Secure shutters.
  • Seal gaps and holes to prevent water from getting inside.
  • Make sure your roof is in good shape and can withstand the wind.
For the full scope of common claims, visit:

Fran Majidi
Email:*** Email Verified
Location:Newport Beach - California - United States
Account Email Address Verified     Account Phone Number Verified     Disclaimer     Report Abuse
Page Updated Last on: Dec 19, 2023

Like PRLog?
Click to Share