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How to plan for unforeseen circumstances this festive season
With the festive season approaching, it is likely that many South Africans are busy planning how they will spend the holidays with their families. However, some people are unprepared to deal with unexpected events such as death.
The excitement of the holiday season often overshadows the need for taking time to plan ahead for such circumstances, which is why most people fail to plan for unforeseen circumstances during the festive season. A moonstone report shows that approximately 42% of adult South Africans reported having funeral cover in 2021, down from 53% in 2019.
"Despite the fact that the holiday season can be hectic, there are a number of ways you can prepare for this important time of year to protect yourself and your loved ones should anything happen," adds Tlhagane.
Here are a few tips on how you can plan for the death of your loved ones this festive
● Keep your policy up-to-date
Keeping your policy up to date will protect you and your family in case of an emergency, and you will have a smooth claim process when the time comes.
● Don't let your policy lapse this festive season
It may seem simple to skip a payment, but it may not be the best decision. Missing a payment results in your claim not being paid, causing your family additional hardship to bury a loved one.
● Choose a funeral policy that will handle your paperwork
After the death of a loved one, you might need to complete a lot of paperwork. Choosing a
funeral policy that handles 80% of the paperwork, such as obtaining a death certificate, will
relieve some of the stress.
"Losing someone is difficult, but recognising the need for preparation is the first step towards learning how to deal with the loss. By planning ahead, we can allow ourselves to grieve and find peace after their death," concludes Tlhagane.
Information about Style Funeral Services:
Style Funeral Services is a one-stop funeral insurance provider based Soweto, that provides funeral and burial services to all South African citizens at affordable prices.