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Follow on Google News | What Is A Health Insurance Co-Pay?Nevada Insurance Enrollment Explains What You'll Pay At The Doctor's Office Or Before Surgery
Sometimes you can be billed more than just a co-pay. For example, let's say you went to a specialist (specialist co-pays are generally more than a primary care doctor) to have a spot on your skin looked at. The office co-pay may be $75. You'd pay the $75 co-pay for the office visit. But if the doctor wanted to remove the spot, he could charge you/your insurance company for a "procedure" that is charged in addition to the co-pay. Two charges in one visit. So, the procedure could be billed to your insurance company, and you'd pay whatever your insurance company had negotiated with the doctor for that procedure, and that out of pocket cost would apply towards your deductible, and the co-pay would apply towards your "out of pocket maximum" (the absolute most you'd pay in any calendar year). In most cases for surgery, most plans will not have a co-pay, but will have a deductible. So, there won't generally be a co-pay, but before your procedure, you may be asked by the doctor's office or surgical center or hospital to pay a certain dollar amount. This amount will come off your deductible amount. So, co-pays and deductibles are different, but anything you do pay, whether it's a co-pay or deductible all applies in one way or the other towards your "out of pocket maximum" which is the very most you will pay in a calendar year. Read the full article: https://www.nevadainsuranceenrollment.com/ Learn more: https://www.nevadainsuranceenrollment.com/ Nevada Insurance Enrollment 4260 W. Craig Road suite #150-A North Las Vegas, NV 89032 (702) 898-0554 Website: NevadaInsuranceEnrollment.com End
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