JP Korpi and K-Factor advocates team are industry experts with disaster insurance claims

BOZEMAN, Mont. - July 27, 2021 - PRLog -- JP Korpi, founder of K-Factor Advocates, and his staff of insurance industry professionals assist residential, commercial, and agricultural property policyholders with structural and property damages of any kind while helping with negotiations, insurance policies, technical language interpretation, claims estimating, and more to help consumers.

"With the recent and devastating, massive fires in Montana and the western part of the U.S., we continue to be ravaged by flames and drought," said Korpi. "Our firm is licensed and available to those stricken by the fires and additional devastation in Montana, as well as property damages suffered at any time in North Dakota, South Dakota, Wyoming, Minnesota Wisconsin, and the Upper Peninsula of Michigan," he said. "I started this firm because I believe in the rights of the policyholder. I don't believe anyone should have to settle with an insurance company for less than what they are owed, and they should be fully indemnified in the settlement offer based on policy obligations and state law."

Korpi is recognized as a public adjusting professional along with his firm and represents the rights of the consumer as an insurance advocate to get what is owed from property insurance claims. "Insurance companies will have a seasoned professional adjuster represent their interests, and consumers should have the same advantage in hiring an independent professional to represent their interests," he said.

As advocates, Korpi and his in-house staff have vast experience and deeply cultivated relationships with insurance industry experts including engineers, forensic accountants, contractor mitigation teams, and legal counsel in the highly specialized field. As adjusters for the insured, K-Factor staff will help to acquire maximum settlements with minimum effort on their client's behalf.

According to Korpi, for example, a fire loss includes damages caused by smoke, soot, heat, and the water used to extinguish the fire. In the case of a severe fire like the current wildfires, all components combine to make a residence or business uninhabitable and unusable. In preparing a claim for submission to an insurance carrier, an evaluation of the scope of loss and damage, and analysis of the insurance policy is reviewed to understand how it applies to the specific circumstances of the loss.

Korpi is solidly credentialed and an expert in helping customers recover after catastrophic insurance events. He has many years of extensive construction experience in residential and commercial structures with a keen understanding of rapid emergency mitigation services including board-ups, crime, trauma scene, and bio-hazard recovery. Visit the website at https://kfactoradvocates.com.