Adding a Teen Driver to Your Auto Insurance Policy: What You Need to Know

Nevada Insurance Enrollment Explains What To Expect When Updating an Auto Policy
 
 
Adding a Teen Driver to Your Auto Insurance Policy
Adding a Teen Driver to Your Auto Insurance Policy
LAS VEGAS - Oct. 28, 2020 - PRLog -- The day has finally come; your teen has gotten their driver's license. Before letting them behind the wheel, it's important to ensure that they are covered by an auto insurance policy. Unfortunately, there is a lot of confusion surrounding insurance for teens, and a lot of parents are concerned as to how adding their teen driver will affect their monthly premiums.

Your Auto Insurance Rates Will Probably Go Up

In the auto insurance industry, the entire pricing platform is based around risks and statistics. Using sophisticated algorithms, your insurer has evaluated how likely you are to file an insurance claim. Drivers who are statistically more likely to file a claim, such as those who have a less-than-perfect driving record or who own a car that is more likely to be stolen, will pay a higher insurance premium. Experienced drivers with clean driving records and vehicles with high safety ratings will generally enjoy the lowest premiums.

Statistically speaking, young drivers are the riskiest group on the road. Studies have shown that they're more likely to exhibit dangerous behavior like speeding or texting while behind the wheel. Even the most responsible young drivers often simply lack the experience necessary to recognize dangerous situations and to make a swift judgment call to avoid causing an accident. With the combination of being more likely to exhibit risky behavior and a lack of experience, it's no surprise that teen drivers aren't cheap to insure.

There's Good News

Fortunately, there are a few measures you can take to reduce, or at least offset, the expense of adding a teen driver to your policy.

Ask About Good Student Discount

Good Student discounts can take a big sting out of that higher premium. In fact, you may be able to see a discount as high as 25 percent if your high school or college student maintains at least a B average. Requirements and discounts vary widely by insurance company, and your auto insurance agent can help you know whether your household qualifies for this discount.

Read the full article:https://www.nevadainsuranceenrollment.com/adding-teen-dri...

Learn more: https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com

Contact
Nevada Insurance Enrollment
Shelly Rogers
info@nevadainsuranceenrollment.com
702-898-0554
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