What Is The Difference Between An HMO And A PPO?

Nevada Insurance Enrollment Answers; Which One Is Best For You?
What Is The Difference Between An HMO And A PPO?
What Is The Difference Between An HMO And A PPO?
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Las Vegas - Nevada - US

LAS VEGAS - Sept. 29, 2020 - PRLog -- You've probably heard the terms HMO and PPO. We created a simple side-by-side chart that shows the basic features of HMOs and PPOs. Remember, there is no right or wrong choice when it comes to selecting your health care plan. Having a clear understanding of these plans and how they work will help you in choosing the plan that's best for you, your family and your budget.

What is a PPO?

PPO stands for Preferred Provider Organization.  A PPO health insurance plan allows for more flexibility and more choices when it comes to your healthcare.  It offers a network of healthcare providers to choose from and you have the freedom to receive care from within that network or choose an out-of-network doctor, specialist or hospital without a referral.  Keep in mind, however, that your out-of-pocket medical costs are lower when you choose an in-network provider.


PPO plans do not require you to choose a Primary Care Physician (PCP) and do not require referrals.  Let's say you have a doctor or specialist that you like and have been seeing for years.  With a PPO plan you could continue your visits whether they are in-network or out-of-network and without the need for a referral.

It is important to remember, that while you can receive care from any doctor, specialist or hospital you choose, you will save more money by choosing an in-network provider.

Read the full article: https://www.nevadainsuranceenrollment.com/difference-betw...

Learn more: https://www.nevadainsuranceenrollment.com/individual-fami...

Nevada Insurance Enrollment
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Website: NevadaInsuranceEnrollment.com

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