Health Insurance Options For Laid-Off WorkersNevada Insurance Enrollment Explains How to Get Health Insurance If You Have Lost Your Job
While going without health insurance is always a big risk, it is particularly dangerous in the middle of a public health crisis. For those who have recently lost their jobs, there are several options that enable them to maintain health insurance coverage. Five Health Insurance Options for the Recently Unemployed COBRA Coverage Depending on your former employer's policies, you may be able to extend your current health insurance plan through the Consolidated Omnibus Budget Reconciliation Act, or COBRA. However, this option is cost-prohibitive for many. While you are employed, your employer pays a significant portion of your monthly premium. If you choose this option after losing your job, you pay the full amount of your premium, along with a potential 2% administration fee. Silver State Health Insurance Exchange Losing health insurance due to job loss is a qualifying life event that opens a Special Enrollment Period to choose a plan through the Silver State Health Insurance Exchange. During this time, you can select a comprehensive health insurance plan similar to the one that you have through your employer. You'll only have 60 days from the date of your "Life Event" (losing group insurance coverage) to act, so it is important to act quickly to avoid being ineligible to enroll into a "qualified health plan" that covers pre-existing conditions. This may be a very economical option, as you may qualify for a federal subsidy (financial help) to lower your monthly premium. Read the full article: https://www.nevadainsuranceenrollment.com/ Learn more: https://www.nevadainsuranceenrollment.com/ Nevada Insurance Enrollment 4260 W. Craig Road suite #150-A North Las Vegas, NV 89032 (702) 898-0554 Website: NevadaInsuranceEnrollment.com Contact Nevada Insurance Enrollment Shelly Rogers info@nevadainsuranceenrollment.com 702-898-0554 Photo: https://www.prlog.org/ End
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