Insurance.com Releases New Data on Most and Least Expensive ZIP Codes for Home Insurance

NEW YORK - April 28, 2020 - PRLog -- The highest homeowners' insurance rates in the nation belong to ZIP code 33070, home to Islamorada Village of Islands, on Plantation Key in Florida, according to Insurance.com's analysis of average rates for nearly every ZIP code in the country.

ZIP codes in Louise, Texas and Mobile, Alabama rank second and third, respectively, according to Insurance.com, an independent consumer guide to insurance.

Homeowners can enter a ZIP code in Insurance.com's average home insurance calculator (http://www.insurance.com/average-home-insurance-rates) to see the average premium for the location, as well as the highest and lowest rates from among six insurers. You can get a customized rate by choosing from among 10 coverage levels, so you know what to expect to pay and can see how much you can save by comparing home insurance (https://www.insurance.com/home-and-renters-insurance.aspx) companies.

Top 5 most expensive locations for home insurance rates are:

ZIP Code  State  City/Town  Average Annual Rate
33070  Florida  Islamorada Village of Islands  $6,295
77455  Texas  Louise  $5,911
36619  Alabama  Mobile  $5,752
73016  Oklahoma  Cashion  $4,966
67752  Kansas  Quinter  $4,666

The 5 cheapest locations for home insurance are:

ZIP Code  State  City/Town  Average Annual Rate
96859  Hawaii  Honolulu  $490
93445  California  Oceano  $881
05404  Vermont  Winooski/Burlington  $1,107
20854  Maryland  Potomac  $1,144
77514  Texas  Anahuac  $1,148

Rankings for the priciest ZIP codes were determined by identifying the ZIP code with the highest average rate for home insurance in each state and then listing them in descending order. For the cheapest ZIP codes, rankings were determined by identifying the ZIP code with the least expensive average rate for home insurance and then listing them in ascending order.

For the full insurance guide, survey results and expert tips, you can read an overview here, entitled Average Home Insurance Rates.

Additional resources

·         How to buy an individual health insurance plan

·         COBRA insurance

·         Buying homeowners insurance

·        Home insurance discounts

·        Prevent your house from being underinsured

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