Achieve the Dream of Home Ownership with Richard Quintana and Union Home Mortgage on Your Side
Union Home Mortgage offers many different loan types that cover all facets of the residential loan process. In addition, according to Albuquerque, New Mexico Area Manager Richard Quintana, Union Home Mortgage also brings experience and leadership into the equation to create an exemplary customer service experience.
"Union Home Mortgage is a world-class organization…
Richard Quintana brings a wealth of experience and passion – as well as fluency in Spanish – to his profession, having steadfastly worked in the mortgage industry since June of 1997, sticking with things through thick and thin over the years.
"I never left the industry, even when we had the recession back in 2008," he said. "This is what I know, this is what I love. The passion for the industry is what keeps me going. There's nothing like the feeling of helping somebody buy their house or put them in a better financial position by getting them a better interest rate."
While in the midst of a rebounding real estate market, now is a great time to be in the business…and an even better time to get financing to buy a home, due to the low interest rates currently. But when it comes to successfully getting a loan, Quintana offers the following tip to improve your chances.
"Just make sure you're on top of your credit and finances," he said. "Know where you stand as far as your debt-to-income ratio goes. Know what's going out each month compared to what's coming in. Budgeting is so important but if you're careful with your money there's no reason you shouldn't eventually be able to qualify for a home mortgage loan."
If you're interested in finding out more about how Richard Quintana and Union Home Mortgage can help you get a home mortgage loan, call (505) 257-3832 or visit http://www.richardquintana.com.