How to Switch Car Insurance: What to Do Before You Cancel

The biggest reason people don't switch insurance carriers is that they don't want to deal with the mess of switching car insurance in the middle of a policy term. However, buying insurance isn't like buying socks.
By: SmartFinancial
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Costa Mesa - California - US


COSTA MESA, Calif. - Jan. 9, 2020 - PRLog -- The Truth About Car Insurance Loyalty Discounts

Yeah, it seems like a headache, paying twice and waiting for the unused portion from the first carrier, but isn't it worth saving hundreds of dollars? Let's face it, even though most insurance companies say they apply a loyalty discount ( for clients who stick around, it's often not the case at all. Chances are that like most people, your rate climbs higher every six months or year, without you ever getting a ticket or having an accident!

The only loyalty you should have is to yourself. Consider telling your current carrier that you want a loyalty discount applied or else you're jumping ship. But be prepared to follow through if the insurer disappoints you.

If they don't give you a substantial price break, simply visit SmartFinancial and fill out a brief form. You'll have a wide selection of companies to choose from and rates that will make you happy you left the company you were with. The best part is that they work with a network of agents, so you don't have to pay any fees. Agents pay SmartFinancial to find people like you -- people looking to pay a car insurance rate they deserve.Have you made up your mind about really putting in the effort to stop wasting money in the new year? We know you want to save money in 2020 and we also know how you can do it. Below, you'll find an FAQ on how to switch car insurance ( without a hitch.

Most people pay a couple of hundred dollars too much for car insurance because they are hesitant to make a change. If you're in the same boat and have all sorts of unanswered questions about how to do it the right way, take a look below, before you compare car insurance rates ( We've got you (and your questions) covered.

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