Winter Driving: Are You Prepared for Bad Weather?

COSTA MESA, Calif. - Dec. 30, 2019 - PRLog -- Rain, sleet and icy rain make for messy and dangerous road conditions. Winter is truly a challenging time to be a driver. We love snowfall but we don't like it when we lose control behind the wheel. But it happens to the best of us. Sometimes, we take every precaution and still experience skidding, swerving and dangerous turns.

The chances of having an accident are much greater because of winter storms, car troubles and inexperienced drivers braving the icy roads for the first time since they got licensed. According to AAA Foundation for Traffic Safety, there are more than half a million crashes every winter. While you may not be able to prevent all accidents, there are ways to minimize losses. We want to help with the following tips.

Avoid Driving. If schools are closed, it's usually a sign that you should stay inside because road conditions are just too dangerous. If the weather is bad, it's better not to take the risk of driving, if you can avoid it. If you have no choice (work, kids, etcetera), make sure that your tires (https://www.caranddriver.com/shopping-advice/g23898710/be...) are in good shape with plenty of tread (yes, both front and back ones!). If you live in an area that experiences extreme snow, hopefully you've invested in sturdy snow tires.

Carry Higher Limits. Many people renew in January, which is a good time to add extra coverage or switch carriers. Get multiple free car insurance quotes (https://smartfinancial.com/home-insurance) using higher liability limits and adding both comprehensive and collision coverage, even if you only plan to buy full coverage for the  winter months. Even when a policy is not up for renewal, you can make changes to it by adding or subtracting new coverage. Changes usually go into effect right away. If you know your chances of having an accident are extremely high during winter, why not mitigate that risk by offsetting it with insurance? This way, any mishaps along the way will be paid for, instead of weighing on your wallet.

For 4 more tips visit https://smartfinancial.com/winter-driving.