DBL Center Makes It Easy to Choose Privatized NJ State Disability (NJ TDB) InsuranceNo signatures, no stress—just better service and lower rates
By: Insurancewholesaler Switching Is as Easy as a Phone Call With the signature requirement waived, switching to a private TDB plan is as easy as a phone call to your insurance broker. Brokers, meanwhile, can rely on their tri-state area insurance wholesaler, DBL Center, to help shop the policy for the best rates and lowest premiums. "By giving their insurance broker permission to complete their AC-174 forms online, business owners can easily break free of their reliance on the New Jersey State Insurance Fund (NJSIF) for this statutory benefit," says DBL Center President and Founder Michael Cohen. The insured will have to register with the state of New Jersey to obtain copies of the forms here: https://www.nj.gov/ "It doesn't take long to get set up, and our brokers are there to help and answer any questions," Cohen says. "Privatized TDB can save money while offering the convenience of working with a private carrier that is dedicated to delivering the best customer service." By law, privatized NJ state disability coverage must offer rates the same as, or lower, than those offered by the state, with coverage that is equal to, or better than, the state plan. In addition, privatized TDB coverage offers concierge-level service, customized payout options by check or direct deposit, and the ability to save even more money by bundling NJ TDB with ancillary benefits like vision, dental, and group life insurance. State Releases Family Leave and NJ Short Term Disability Rates and Requirements for 2020 The ability to switch to privatized NJ state disability is especially important in light of the 2020 rate hike increase for state benefits. Family Leave Insurance (FLI) and NJ short term disability rates will increase from 17 cents to 26 cents for every $100 in taxable wages in 2020. In addition to the rate hike increase, the limit on wages on which taxes are levied for TDB and FLI has increased from 28 times the statewide average weekly wage ($33,700) to 107 times the statewide AWW (approximately $131,100), beginning January 1, 2020. Concurrent with the rate hike, the maximum TDB or FLI benefit has also increased, from $638 to $860 per week, with partial benefits also available. Visit our website: https://insurancewholesaler.net/ Contact Insurancewholesaler | Michael Cohen ***@dblcenter.com 631 293 5100 Photo: https://www.prlog.org/ End
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