Follow on Google News News By Tag Industry News News By Location Country(s) Industry News
Follow on Google News |  Nevada Insurance Enrollment Compares Prescription Discount Card vs. Prescription InsuranceAdding A Prescription Drug Coverage Plan to Your Health Insurance
Post - Prescription Discount Card vs. Prescription Insurance Two Coverage Options There are two types of stand-alone drug plans, including prescription drug insurance and prescription drug discount plans. While each of these plans can help you save a lot of money, the way they work is quite different. Prescription Drug Insurance Prescription drug insurance may be integrated into your health insurance plan or it may be administered separately. Prescription drug insurance is similar to health insurance in that there is a monthly premium that is paid by you or your employer. When you fill a prescription, you pay a flat-rate copay or portion of the cost of the drug, depending on your plan, and the insurance company is billed for the rest. When helping you select the right prescription drug insurance plan, your Nevada Insurance Enrollment health insurance agent may ask you what medications you're currently prescribed. Different insurers have different drug formularies, or lists of preferred drugs. These preferred drugs may be both brand name and generic drugs, and they are chosen for their cost, effectiveness and safety. Non-formulary drugs are still covered by the insurer, but the member will likely pay a greater portion of the cost. By verifying that the medications that you're currently taking are on an insurer's formulary, your Nevada Insurance Enrollment health insurance agent can ensure that you receive your medication for the best price. Prescription Drug Discount Plans While prescription drug insurance plans are provided by, you guessed it, insurance companies, prescription drug discount plans are often provided by drug stores, drug manufacturers and membership organizations. Some discount plans are available for a monthly or annual fee, while others are free. The way they work is similar to a coupon. When you fill a prescription, you provide the pharmacy with your card, and you'll receive a certain percentage off the cost of the prescription. This discount may vary from one drug to another, and different discounts may be applied to generic drugs and name brand drugs. It's important to note that prescription drug discount plans are not insurance plans. While the discounts they provide may be sufficient for some people, other people may end up paying significantly more money in the long run by choosing a discount plan instead of insurance coverage. Prescription Drug Coverage You Can Afford Medications can be costly, but fortunately, there are ways to bring down the cost and get the medication you need without breaking the bank. Talk to your Nevada Insurance Enrollment health insurance agent about your needs and budget to get advice and guidance that you can trust. Learn more: https://www.nevadainsuranceenrollment.com/ About Nevada Insurance Enrollment: Nevada Insurance Enrollment offers the best insurance plans at the lowest price possible. They are a local Las Vegas, family owned insurance agency that works hard to fit you into the smartest, most affordable insurance that meets your needs. They care about you, they work for you, they're experienced and they're local. They are the insurance experts, let them guide you. Talk with a friendly, knowledgeable, licensed insurance agent. No agent fee and no charge for their service. They don't just sell insurance, they actually care. Auto | Home | Health | Life | Medicare | Funeral/Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance Nevada Insurance Enrollment 4260 W. Craig Road suite #150-A North Las Vegas, NV 89032 (702) 898-0554 Website: https://www.nevadainsuranceenrollment.com/ End
|
| ||||||||||||||||||||||||||||||||||||||||||||||||
Account Phone Number