Best Advantages Short Term Health Medical Insurance

TAMPA, Fla. - Feb. 14, 2019 - PRLog -- • Short-term health insurance policies have just become more attractive, thanks to a federal rule change that now allows policies to be sold for almost a full year and possibly be extended for as long as 36 months.
• Short-term insurance policies are a great solution for anyone between jobs or who doesn't have insurance coverage at work, or who wants to bridge a coverage gap until Medicare, or who cannot afford the ACA (aka, Obamacare) policies available because they do not qualify for a subsidy.
• Most of these short-term plans allow access to your choice of physicians or hospitals.
• Short-term plans are typically far less expensive than ACA plans, especially if you do not qualify for a subsidy.
• Policies can be canceled at any time, regardless whether you keep benefits for a day, a week, a month, or longer. If needed, you can usually re-apply for coverage if your situation has again changed. Also, you may apply for benefits at any time throughout the year, since Open Enrollment Periods to not apply.

Many people ask us if the short term medical plans are exempt from the Obamacare tax penalty of 2.5% of your income.

They don't meet that requirement, but the good news is that there are many exemptions available for people to use, to avoid that tax penalty.

There is one that says that if an Obamacare is "too expensive," based on a percentage of your income, that you don't have to pay the penalty.

So most of our clients that buy short term insurance also avoid the penalty, and we can give you information on how to do this.

Do not experience the financial burden of out-of-pocket medical expenses as a result of an unexpected injury or illness between your Health Insurance plans. Get the coverage you deserve today with a flexible and affordable Short Term Medical Health Insurance plan from Mintco Financial. (http://www.mintcofinancial.com/)

Get a Free Quote email us at info@mintcoFinancial.com

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