FelinFach Launches Laybuy Interest Free Instalment Payments

BONCATH, Wales - April 20, 2019 - PRLog -- Shop Now. Get it now. Pay later

FelinFach has teamed up with Laybuy to offer a simpler way for you to pay for any purchase on this website. Pay in 6 weekly instalments, interest free but getting your purchase immediately

Pay in 6 weekly instalments, interest free but getting your purchase immediately

Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks. Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit (see How is my Laybuy limit approved?) and you can begin shopping immediately. The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account. Once you select Pay by Laybuy at checkout and complete your purchase, we will ship any products directly to you at the delivery address you have requested.

Laybuy is available to UK nationals over 8 years old

Laybuy is available to any individuals that live in the United Kingdom and are at least 18 years old. However, before you can use Laybuy you need to provide us with your full name, residential address, email address and your mobile number for the credit check/verification. We will also need your debit or credit card details so that we can deduct the amounts in connection with your purchase. We have built our system to include an instant credit reference check via our third-party provider, Experian, a credit reference bureau.

Is there a credit check?

When you create your account, Experian performs a credit and identity check that is used to assign your Laybuy "limit" based on your credit history. This limit may change as we get to know you better. Your order may be declined because the total purchase price is greater than your Laybuy limit and the available balance on your debit or credit card is not enough to pay the difference between your Laybuy limit and the total purchase price. The system is fast and efficient, so we don't keep you waiting. As you develop a successful payment history with us, we may revise your limit. The more you use Laybuy and continue to make your payments on time, the more you will be able to spend. We operate as a responsible, free service to our consumers and it is important that we ensure our customers can repay what they owe us each time they shop using Laybuy.

More info, go to https://www.felinfach.com