Do i need to file a police report after an accident?

ASHFORD, Conn. - Nov. 26, 2018 - PRLog -- Yes you do. Do not hesitate to file a police report after an accident no matter how minor. Accidents occur unwillingly most of the time. It may be due to negligence or mechanical faults just to mention a few. In most states and countries it is a requirement by law to file an accident report with the police. Failure to do so is considered a violation of the law. Traffic police manning the roads, check out for speed violations, reckless driving, and road safety among other offences. Reporting an incident to them exonerates you from future blame, infractions or obstruction of the law.

Police are experts in handling accident scenes. Do you need and arbitrator or a third party opinion that is usually unbiased. Then here is your deal! File a police report. From an authority perspective, the police have the right to assign blame or fault in the event of an accident. You don't want to be on the receiving end of the law, do you?

You have commonly heard the term hit and run. This is what happens when you do not file a police report in the case of human casualty or injury. Ask for a police hotline in your area and report any incidents. In that moment you might save a life.

The role of the police in any accident scene:

- Establish the identity of the parties involved
- Filing police accident reports impact greatly on your auto insurance claims
- Ensure compliance with rules before and after the accident
- Assign blame after careful evaluation of individual accident accounts
- Write down time, location and date of accidents.
- Document vehicle registration numbers
- Estimated extent of damage
- In the case of an out of court or arbitrary settlement the police may offer valid advice
- Take real time pictures of accidents
- Call emergency services, breakdown (tow service) ambulances and first aid responders in the case of human casualties.
- If you are at fault the police will offer you protection from abuse and bodily harm from rogue drivers
- Upon filing claims with your auto insurance provider a police report ensures compliance with law and policy. It may form a basis of your claim but it may be subject to adjustment
- When the court room is unavoidable you may rely on the investigating officer to give a reliable account of the accident to the interest of both parties.
- The police report also takes into consideration an eye witness account. This acts as a safeguard in the event of claims and court cases.
- At the time of the accident the car or driver or on board personnel may develop unforeseen complications at the time. You may want to file a claim later. What better way to go than ask for a certified accident report from the police.

Have you ever been involved in an accident? What was the first item the police look for? Valid insurance I guess. The police and the auto insurance companies work hand in hand. The insurance may automatically take an accident report from the police without involving the client. You should however carry your original copy with you for purposes of reference. Unless you do not have auto insurance, the necessity of filing a police accident report is extremely imperative.

For the purpose of planning and statistical assessment of accident occurrences; filing police accident reports is absolutely necessary. Collaborations and mutual sharing of information exists between insurance companies and the police in many states. Reporting accidents to the police is as necessary as subscribing for auto insurance for your car. Filing a police report may be online or by physical appearance. The latter is however emphasized for transparency and tracking of evidence visit sites (https://www.americaninsurance.com/auto-insurance). By reporting incidences to the police, you promote safe drive practice globally. Be a participant!