Les Robinson does Educational Seminars on Federal Employee Benefits on Health Benefits

AMHERST, N.Y. - Sept. 10, 2018 - PRLog -- CSRS &FERS Federal Benefits reviewed and updates on your present Federal Benefits Program

The Federal Employees Health Benefits (FEHB) Program

The FEHB Program can help you and your family meet your health care needs. Federal employees, retirees and their survivors enjoy the widest selection of health plans in the country. You can choose from among Consumer-Driven and High Deductible plans that offer catastrophic risk protection with higher deductibles, health savings/reimbursable accounts and lower premiums, or Fee-for-Service (FFS) plans, and their Preferred Provider Organizations (PPO), or Health Maintenance Organizations (HMO) if you live (or sometimes if you work) within the area serviced by the plan.

General Retirement Eligibility

Eligibility is determined by your age and number of years of creditable service. In some cases, you must have reached the Minimum Retirement Age (MRA) to receive retirement benefits. There are four categories of benefits in the Federal Employees Retirement System (FERS) Basic Benefit Plan:

·         Immediate: If you retire at the MRA with at least 10, but less than 30 years of service, your benefit will be reduced by 5 percent a year for each year you are under 62, unless you have 20 years of service and your benefit starts when you reach age 60 or later.

·         Early: The early retirement benefit is available in certain involuntary separation cases and in cases of voluntary separations during a major reorganization or reduction in force.

·         Deferred: If you retire at the MRA with at least 10, but less than 30 years of service, your benefit will be reduced by 5 percent a year for each year you are under 62, unless you have 20 years of service and your benefit starts when you reach age 60 or older.

·         Disability: You must have become disabled, while employed in a position subject to FERS, because of a disease or injury, for useful and efficient service in your current position. The disability must be expected to last at least one year. Your agency must certify that it is unable to accommodate your disabling medical condition in your present position and that it has considered you for any vacant position in the same agency at the same grade/pay level, within the same commuting area, for which you are qualified for reassignment.

• Retirement: Information about retirement benefits and making changes in annuity payments for current and former employees of the Federal Government.
• Health Insurance: Information about the world's largest employer-sponsored group health insurance program (for Federal employees, retirees, former employees, family members, and former spouses).
• Federal Employees's Group Life Insurance Program (FEGLI): Information about the world's largest group life insurance program (for Federal employees, retirees, and family members).
• Federal Long Term Care Insurance Program(FLTCIP): Information about long-term insurance for current and retired Federal Government employees and their families.
• Flexible Spending Accounts: Information about the Federal Flexible Spending Accounts Program (FSAFEDS), including flexible spending accounts (FSAs) for employees who work for an executive branch agency or an agency that has adopted the Federal Flexible Benefits Plan ("FedFlex").
• Work/Life Enrichment:Information about work/life programs and policies designed to create more flexible, responsive work environments supportive of commitments to community, home, and loved ones.
• Survivor Benefits: Information about survivor life Insurance benefits for Federal employees, annuitants enrolled in the Federal Employees' Group Life Insurance (FEGLI) Program.

Death & Survivor Benefits
·         When a Federal employee or retiree dies, monthly or lump sum benefits may be payable to survivors. You can learn about these Death and Survivor benefits by browsing the summaries below.

·         Deceased Employees
·         Death of a Spouse
·         Deceased Annuitants
·         Deceased Survivors
·         Child Beneficiaries
·         Students: who is between the ages of 18 and 22, and is a full-time student at a recognized educational institution may be eligible for a monthly survivor annuity benefit.

Topics Covered in Educational Seminars

·        Lifetime annuity benefits

·        Buying back time

·        Thrift Saving Plan

·        Creditable Service

·        Early Retirement

·        Work Life

·        Health Wellness

·        FEGLI Death Claims

·        Pharmacy Incentive Programs and FEHB

·        Options for FEGLI

·        Surviving spouses

·        Dental & Vision

·        Eligibility for the common types of retirement

·        Application Process to apply for benefits

·        Survivor Benefits options

·        Federal Employee Group Life Insurance

·        Long-term care insurance

·       Estate Planning

·       Plus, many more

Les Robinson CLTC

Call to set up a Educational Seminars on Human Resources or Benefits Officer for your Federal Employee

Phone 1-800-875-0140

Fax 716-626-5057

Email les@lesltc.com