COMMENTARY: New Medicare Cards Are Cause for Both Celebration and Caution
Starting this week, new Medicare cards are on the way to millions of Floridians. These new cards are designed to cut down on fraud and identity theft, but there is still reason to be cautious when it comes to potential Medicare scams and fraud.
Your new Medicare ID will be a unique combination of 11 numbers and letters, designed to cut down on potential fraud and identity theft. Until recently, Social Security numbers doubled as Medicare ID numbers, opening the door to potential identity theft and other forms of fraud. In fact, the Centers for Medicare and Medicaid services estimates that a whopping $60 million dollars was lost to Medicare fraud and abuse in 2016.
But new Medicare cards don't make us immune to fraud. Scammers have been taking advantage of the situation. Some are reaching out to seniors, pretending to be Medicare representatives and asking to "verify their information."
To help fight Medicare scams, heed the following advice: Medicare will never call you uninvited and ask for personal information, so if someone calls you and asks for your Medicare number, don't provide it. Medicare cards are free and are being sent to you automatically from the Social Security Administration, so don't believe anyone who tells you that you need to pay a fee or file any special paperwork. And once you get your new Medicare card, you should destroy your old one. Also, beneficiaries now have the option to laminate the new paper cards as the signature line has been removed.
Finally, don't be concerned if you don't receive your card the same day as your friends, family, or neighbors. With approximately 4.1 million Medicare beneficiaries in the state of Florida alone, it may take time to get your card. Most Florida cards should be delivered by October. To make things easier, you can ask Medicare to send you an email alert when your card is in the mail by visiting http://www.Medicare.gov/
If you have questions about Medicare, your new card, or your Medicare benefits, contact the Area Agency on Aging for Southwest Florida's SHINE program for help. The SHINE (Serving Health Insurance Needs of Elders) Program provides free, unbiased counseling for Medicare beneficiaries. SHINE is administered through the Florida Department of Elder Affairs and helps tens of thousands of Beneficiaries in our state every year.
SHINE is also the state's Senior Medicare Patrol provider. SHINE counselors can help you identify Medicare fraud and report scams if you suspect that you are being targeted. You can reach the SHINE program by calling the toll-free Elder Helpline at 866-413-5337 (866-41-ELDER)
Area Agency on Aging for Southwest Florida