Internet can help Brazilians take care of personal finances

SAO PAULO - Dec. 20, 2017 - PRLog -- The economic crisis in Brazil already shows signs of weakening and several sectors of the country's economy are showing progress. However, those who were most affected by the recession, the Brazilian population, still struggle to overcome this challenging moment.

According to research conducted by Serasa Experian, the number of doverdue consumers in Brazil surpassed the 61 million mark in November 2017. Compared to November last year, the growth was 1.91%.

The results of the study showed that the value of debts added up R$ 270.5 billion and the average of debt per person is about R$ 4,425. On average, each indebted Brazilian has 4 debts in his name.

Many may think that overdue bills with banks and credit cards were the villains that triggered this scenario. However, despite its highly representative position, it was not the banking sector that caused the recent high.

According to the survey, the high recorded in November was driven by the segment that includes water, electricity and gas bills. Debts related to this category of expenses increased 0.7% compared to the previous month.

As you can see, Brazilians still have difficulties in balancing their finances. Unemployment, less income and lack of financial control were the main reasons that drew the worrying panorama seen nowadays.

Because of this time of crisis, the need to treat financial education as a priority is becoming more widespread in the country. In any case, this movement still has a long way to go, until the habit of taking care of finances and saving is a natural thing for the whole Brazilian society.

Financial education is still not taken seriously by Brazilians, not only by consumers but also by the authorities. The issue is not treated with necessary recognition in schools and often even at home. What should be talked about with children to become conscious adults in the future, is actually still considered a taboo to this day.

In this sense, the technological advance has collaborated to form citizens more aware of the economic reality in which they are inserted. Increasingly broad internet access has been a strong ally in shifting the attitude of Brazilians toward money itself.

The Internet favors the dissemination of quality information, bringing relevant content in different formats: text, video, image and audio. With this, thousands of people in Brazil are consuming rich materials on subjects related to personal finances.

The first step is to learn how to value your own money. Making the count of how much is spent and how much is received in the week or month is a great start. In this way, it is easier to avoid spending above income and to make plans to save a percentage frequently.

After the first steps, with a organized domestic budget, it is possible to draw up an investment plan thinking about the future, such as retirement or education of children. Brazilians are gradually understanding the importance of this control and planning.

The interest growth in dealing with finances more intelligently has been a great incentive for the population to leave savings accounts and seek more profitable financial applications.

Keeping finances up to date is really a task that requires dedication and focus. But with the possibilities available on the internet in a broad and free way, whoever wants to balance the accounts nowadays and escape defaults can take advantage of all the benefits that technology offers.

Among the facilities that the Internet has brought to Brazilians one can highlight the possibility of attending lectures and taking investment courses. With this, the problems of displacement and availability are no longer a major obstacle to changing financial habits in Brazil.

Learn more about investment courses at: https://www.tororadar.com.br/curso-de-investimento-gratis-bolsa-de-valores