Pre-Planning For Your Funeral, Why We All Need Too

ELKHORN, Wis. - Feb. 9, 2016 - PRLog -- When someone passes away, whether it is immenent or completely unexpected, it can be devastating to friends and family. The shock of knowing that there loved one will no longer be here on earth with them to the thoughts of all the funeral arrangements how it is going to be paid can prove be too much. Why wouldn’t you want to have something in place to take the burden of expenses off the ones you love? With 72% of people over the age of 65 thinking it is important to pre-plan for their funeral, why not give them a viable option to start planning without having to go to the funeral home?

   Death is something that nobody wants to talk about but is the one absolute guarantee in life. The irrevocable funeral trust is an absolute must when pre-planning. It gives you the flexibility to use any funeral home in the United States as well as being protected from Medicaid if something were to ever happen. While there are Final Expense Plans out there they don’t give you as much security and flexibility as the funeral trust. If you were to have to apply for Medicaid any policy with a cash value over $1,500 is considered an asset and would have to be cashed in and paid to the nursing home until you are under the asset limit for Medicaid. There goes your plan for paying for a funeral. With the Irrevocable Funeral Trust that isn’t the case. This money can’t be touched and will always be there when the time is needed.

If you would like more information please contact DelcoUSA at 877-336-7782 or visit our website at http://www.delcous.com