Buying or Selling? Why you need a Home warranty

ISLAMORADA, Fla. - Jan. 12, 2016 - PRLog -- Per Kim Bagnell Thaler, Top Producing Real Estate agent for Sotheby’s International in Islamorada Florida,"One aspect of marketing a home for sale or looking for a property to buy is the uncertainty. For sellers, this is why a pre-listing inspection is important, and, for buyers, it’s why a home inspection is important. While home inspections, either paid for by the seller or buyer, usually uncover any significant defects or potential problems, there’s no such thing as a crystal ball. In other words, what will happen after closing when the central air and heat unit suddenly stops working a couple of weeks after settlement day.

The Importance of Home Warranties

This is where a home warranty comes-in handy. It provides coverage for just this sort of unpredictable scenario. So, why purchase a home warranty if you’re selling or buying a home? Wouldn’t the homeowners insurance policy provide coverage? The answer, sadly, is “no.” In fact, that’s precisely what a home warranty is for -- to provide coverages for items not covered by homeowners insurance.

Whether you are selling your home or in the market to buy a house, there’s one thing that’s certain -- you don’t want to incur the cost of an unplanned, inconvenient expense. There are reasons why home warranties are important and here are the benefits to sellers and buyers alike:

Seller Home Warranty Benefits

● Coverage during an active real estate listing. One of the most attractive aspects of a home warrant for sellers is the protection is in-place through the duration of their listing but is only charged at closing. That means no upfront cost.

● The ability to stand out from your closest competition. When buyers are house hunting, they are definitely rating the pros and cons of each property. Residences with a home warranty will stand out from the competition and be far more attractive.

● Helps to avoid post-closing problems. The last thing you want to hear is that there’s some sort of problem with the home you just sold. A home warranty can help protect you from post-closing problems.

Buyer Home Warranty Benefits

● Convenience of professional, no- or low-cost repair. For a buyer, it’s easy to schedule a repair simply by making a phone call and knowing a professional will shortly be there to fix the problem.

● Provides long term protection. Another perk for buyers is the fact that home warranties can be renewed. Because these come at such a low cost, that makes for a better deal.

● Peace of mind. Buyers have peace of mind when seeing a property with a home warranty, knowing they won’t have to worry about unexpected repairs.

Kim Bagnell Thaler is a pioneer among Florida Keys realtors. Regarded as one of the most influential realtors in the middle and upper keys, she provides expert and professional real estate service.

With her vast knowledge, 20 years experience and commitment to the highest

ethical standards, Kim remains a standout among other Florida Keys Real Estate  Agents.