Cavignac & Associates Expands Risk Control Department and Introduces Enhanced 2016 Service Model

SAN DIEGO - Jan. 7, 2016 - PRLog -- Cavignac & Associates, a San Diego-based risk management and insurance brokerage firm, has expanded its Risk Control Department and related in-house services it can provide to clients to reduce the frequency and severity of their losses and lower their cost of risk.

         Cavignac & Associates’ Workers Compensation Claims Management Advisor Meghan Dickerson, who joined the firm in 2007, has taken on leadership of the department as Director of Risk Control. Under Dickerson, Cavignac & Associates has brought on full-time advisors Heather Stone, Esq., and Joe Rojas to work with clients in the areas of human resources and safety. Additionally, Cavignac & Associates has hired Risk Control Coordinator Dan Smith to support the team administratively, and to ensure clients are maximizing the benefits provided by Cavignac & Associates’ risk control team.

         “Typically, insurance brokers sell policies and provide reactive service,” said Jeff Cavignac, CPCU, ARM, RPLU, president and principal of Cavignac & Associates. “This does nothing to drive down clients’ costs.  Our model, which we have branded the “TotalRISK Approach,” is different in that it’s designed to drive dollars to clients’ bottom lines.”

         Cavignac said the firm’s “TotalRISK Approach” involves four steps:  Risk analysis, the systematic identification of loss exposures; risk control, strategically focusing on lowering claims frequency and severity; risk finance, determining the best way to finance the exposures an organization has to risk; and finally, risk review and refinement, staying in touch with its clients to make certain the firm is proactively managing its clients’ risk.

         Stated Dickerson, “None of our competitors provide this level of expertise in the area of claims management, human resources, and safety -- they don’t have these people on their payroll.  We do, and that’s what differentiates us from other insurance firms.  We partner with our clients to help them improve their bottom-line results.”

         Together with the expansion of its Risk Control Department, Cavignac & Associates has introduced an enhanced servicing model for 2016. The new model will allow clients to pick the level of service that suits their needs, while providing the best possible financial outcomes.

About Cavignac & Associates:

         Founded in 1992, Cavignac & Associates is a leading risk management and commercial insurance brokerage firm providing a broad range of insurance and expertise to design and construction firms, as well as to law firms, real estate-related entities, manufacturing companies and the general business community. The firm offers commercial insurance, personal lines insurance, employee benefits, surety bonds, and complete in-house risk control management services.  Company principals are Jeffrey W. Cavignac, CPCU, ARM, RPLU, CRIS, MLIS; James P. Schabarum II, CPCU, AFSB; Scott A. Bedingfield, AAI, CIC, CRIS; Patrick Casinelli, RHU, REBC, CHRS; and Matthew Slakoff, CIC, CRIS. Cavignac & Associates employs a staff of 45 at offices located at 450 B Street, Suite 1800, San Diego, Calif., 92101.  More information about the company can be found on the Web at www.cavignac.com.