Commercial Loan services and Other services Introduced at IFFF

May 8, 2015 - PRLog -- PRODUCTS:
Commercial Finance
Commercial Finance division from IFFF for Large, Medium, Small and Emerging corporates along with their ecosystem. With products and services tailored according to the business requirement, market conditions and entity size, we help customers plan, manage and grow their businesses. Our solutions include business loans to improve your cash flow, debt consolidation, working capital finance, debt restructuring and asset financing through loans and leases. Our experienced professionals work closely with you to understand your businesses and structure for you the best financing solution.
Commercial Services

Term Loans
We understand the importance of necessary capital for your growth. Our term Loans aid in providing finance for acquiring income producing assets (such as machinery, equipment and inventory) in order to generate cash flows for the repayment of loans. Term loans act as ideal funding mechanisms for construction projects, major capital improvements, large capital investments (such as machinery and working capital) and the purchase of existing business. So, get set to overcome every barrier the right way, with our term loans.

Working Capital Demand Loans
Operating liquidity and working capital are important pilliars of your business, and ultimately of your success. We provide your business the cash it needs to keep growing, in the form of Working Capital Demand Loans, until you cover all operating expenses out of revenue. These funds provide access to cash, which can be used to pay rent or mortgage payments, utilities, marketing expenses, inventory, employees, etc. we offer you working capital finance by way of cash or credit, suitably structured to meet your business needs and risk profile. Our teams of experienced Relationship Managers are ever present to cater to all your needs.

Letter of Credit
The companies you do business with, undoubtedly have impeccable credentials. But why take a chance? IFFF, with its associates banks, offers Letter of Credit (LC) facility which arms you with a guarantee of payment, especially useful while transacting with companies you have had limited exposure to. We also offer two types of LCs, Sight and Usance LCs, both inland and foreign. Our LCs get sanctioned and issued quickly, and are competitively priced.

Equipment Finance
The right equipment for the right job’ is the mantra for success. We realize this and that’s why we offer you Equipment Finance, a convenient and hassle-free way to procure the equipment you need in order to grow your business. Our expertise and experience in equipment finance allows us to simplify the process involved in getting you the funds you need. So get set to follow the mantra with the right equipment at your hand, get set to succeed.

Loan Against Commercial Property

Your dream of taking your business to new heights or consolidating debts can now be fulfilled. We offer term loan against property with easy repayment option for Business expansion, Infusing Capital in business , Correction of Asset Liability / STLT  mismatch etc. It is offered against commercial or residential properties.

Interest Rates:

The current bench mark interest rates w.e.f. 8th August 2014 for the Commercial Finance Products are as follows:

Description  Interest Rate
LTLR (Long Term Lending Rates) *   7.25%
STLR (Short Term Lending Rates)**  5 %

Business Loans
We apply innovation and use technology to create compelling and unique propositions that helps you to live your dreams.

No Guarantors & No Collaterals
You don't need to provide any Guarantors or give any collateral to avail our Business Loans.

Structured EMI Option
We, under our Business Loans division, offer a flexible tenure option for different EMIs to choose from.

Preapproved Offers
Our existing customer can avail exclusive preapproved offers from time to time based on their eligibility.

Infrastructure Finance By IFFF LLP
Finance that changes the face of the country

At IFFF LLP, we undertake the financing of construction equipment and refinancing of used equipment. The Company finances construction equipment of all key original equipment manufacturers and enjoys a market share of 10% in this segment.

Apart from financing and refinancing of construction equipment, we also do project financing in various segments including roads, railways, warehousing, irrigation, power etc.

We aspire to grow further by leveraging the knowledge and experience of our employee base in the construction equipment business segment within the Tata Companies.

Project Finance By IFFF LLP
Be it an entirely new project, expansion of an existing business, short term funds requirement or funding for working capital in an existing business, the Project Finance team works along with you to provide customized solutions for your business.

Term Loans
We offer Term Loans (Short term / Long term) for establishing new industrial and infrastructure projects as well as for expansion, diversification and modernization of existing infrastructure projects.

Invoice Discounting / Factoring
IFFF LLP’s Invoice Discounting / Factoring team facilitates discounting of supplies for large Infrastructure, Telecom or Logistics projects. This allows you to access funds at competitive rates of interest. Additionally, minimum paperwork and quick transaction delivery makes this an ideal way to meet your working capital needs.

Structured Financing
We understand the dynamics of the infrastructure business in terms of its cyclic nature, seasonality, payments and receipts in bulk. With this insight, we supply products and structures that match the requirements of your business.

Working Capital Finance
Every project requires a free flow of working capital to achieve its business objectives in a stipulated time frame. IFFF LLP provides this required working capital to meet your day-to-day financial needs.

Project Debt
With an in-depth understanding about the long tenure, unique structure of staggered disbursement and structured repayments, our team of experts will find the best debt solution for your project.

Loan Against Shares
Promoters and holding companies can avail financial solutions against security of their shares in listed entities, which can be used for various purposes including business expansion, strategic acquisition, refinancing and so on.

Vendor Financing
We offer finance solutions like working capital loans, term loans, trade advance, bill discounting, equipment finance, facility enhancing, etc. for Small & Medium Enterprises (SMEs) and Medium SMEs (MSMEs) who are ancillaries to infrastructure OEMs.