Your Industry Working Capital Solution

SAN DIEGO - Jan. 20, 2015 - PRLog -- Businesses require hard work, dedication and passion to succeed. However, we all need a little help from time to time. There are many small business loan resources available – some of which have proven themselves with excellent results. Any business owner knows the importance of accurately managing finances such as working capital, and to take advantage of any available resources needed. Trade Capital Finance offers a working capital product that not only has flexible loan terms, but also no prepayment penalty. Not to mention, you can receive your preliminary approval within a few hours and funding the very next day.

Trade Capital Finance’s working capital solution guarantees:

·   NO prepayment penalty
·   NO personal guarantees
·   NO Inquiries on personal credit
·   NO first lien required
·   NO UCC filings
·   NO change of credit card processor
·   And NO application fee!

At Trade Capital Finance, we aim to make running a business easier, not more of a hassle. We offer various working capital solutions for different businesses to ensure that you can take full advantage of your financial resources available.

Below are the requirements for our flagship Working Capital product:

Business Requirements

·   Time In Business - 1 year minimum
·   Annual Revenue - $100,000 ($8,333 per month) minimum
·   Average Monthly Sales - 10 bank deposits per month minimum
·   Average Daily Balance - $2,000 minimum
·   Bank Account - 1 business bank account minimum
·   NSFs (Insufficient Funds) - Maximum of 3 per month
·   Bankruptcies - No current or recent (two years since discharge) bankruptcies
·   Outstanding Loans - Maximum of 2 loans with unsatisfied balances at time of underwriting
·   Tax Liens - If less than $10, approved; if more than $10k, but less than $20k, documented payment plan is needed, if more than $20k, declined

When it comes to ownership, there are a few requirements that need to be met. The FICO score of the owner must be a minimum of 620 or above. For multiples owners, only one owner needs to meet the minimum FICO score. The Signors must have a minimum of 50% business ownership and is based on shares percentage ownership of each principal.

Trade Capital Finance provides services and products that allow businesses to grow to whole new levels. Every small and medium-sized business needs a little help from time to time. By utilizing our small business loans you can propel your business to new heights. Simply contact us at 619.831.8099 or visit http://www.tradecapitalfinance.com for more information on how to get started today!