5 Holiday Financial Tips from LoanMax Title Loans

LOS ANGELES - Dec. 18, 2014 - PRLog -- The holiday season can be stressful for many reasons, including seasonal financial obligations, so LoanMax Title Loans has tips to help you with your holiday spending.

1.       Budget: The first, and most crucial, step in planning your holiday shopping is to establish a realistic budget centered on your cash flow and financial obligations. Your current monthly income and expenses will guide your spending for the holiday season.

2.       Revise your list: The most significant way to reduce the cost of holiday shopping is to exchange gifts with less people.  We suggest discussing gift giving in advance to eliminate any awkward gift-getting and, rather, suggest spending holiday time together doing less costly things like cookie making or hosting a holiday movie marathon.

3.       Plan ahead and shop smart: Try to start your shopping early to capitalize on all of the extra savings options.  Look for special savings at your favorite retail stores, use coupons for online and in store purchases and take advantage of free store pick-up and free shipping when applicable.

4.       Return policies and warranties: Know the store's return policies before you buy and, if it’s not listed on the receipt, have the salesperson write it down on the receipt. For most products, resist the pressure to buy an extended warranty or service contract since they often duplicate the product's existing warranty and are rarely worth the extra cost.

5.       Online shopping:  Be sure to check the total price plus shipping and handling because shipping often makes the gift more expensive. Also do your research before purchasing online.  When using google to look for a product, you can usually find the lowest price plus coupon codes and web deals for extra savings.

About LoanMax Title Loans

For those that need a fast, short-term loan, LoanMax offers instant cash loans on car titles.  Absolutely no credit check is required, making loans possible for those with bad credit scores. All you need is your car title and you’re eligible to receive same day, hassle-free cash for your needs.  And, you keep and continue to drive your car while repaying your loan.  There are 1,000 LoanMax locations in more than twenty states nationwide. For more information on LoanMax Title Loans, visit https://loanmaxtitleloans.net