NJ Financial Literacy Educator Becomes an Amazon Best Seller Author

BEDMINSTER, N.J. - Nov. 3, 2014 - PRLog -- Lorillia B. Phillips is a New Jersey based Financial Literacy Expert, she has recently become an Amazons Best Selling author of the book Jump Start your Credit:  How to Negotiate & Settle Debts in 10 Steps.

Lorillia who is a former licensed Financial Advisor has seen many of her clients be bullied and threaten by debt collectors, which are illegal and unfair practices on a Federal & State level.

Before Lorillia began giving advice to others, she also faced financial setbacks, which cause her to accumulated personal credit card debt that was charged off and sold to a debt collector.

Once the charge off debt was sold to the collection agency, that’s when the harassment began.  So Lorillia became a student of the Federal Laws that protects consumers from the unfair harassment that is illegal.

The book Jump Start you Credit: How to Negotiate & Settle Debts in 10 Steps is different from other credit repair books because it educates andempowers consumersthat there are Federal & State laws that can protect them.

This book will educate the reader on how the Federal Trade Commission (FTC) has created statues and laws that instruct consumers on how they should communicate and deal with debt collectors.

The book also contains 10 prewritten letters that you can be used to dispute errors that have been reported on your credit report by debt collectors.

These letters can be used to handle your communication with the credit bureaus to correct erroneous information being reported and to increase your credit score.

Learn more about the book at: http://www.jumpstartyourcreditbook.com