IFFCO-Tokio Introduces A Comprehensive Car Insurance Policy Online

GURGAON, India - May 26, 2014 - PRLog -- IFFCO-Tokio,  a renowned general insurance company in India, has taken a steps towards its vision of being industry leader by introducing an ever-sought car insurance policy online at affordable premium. The policy available at the company provides a complete protection to a car against various types of external damages. It has also been designed to cover legal liability following death, injury or property damage of third parties, arising out of the insured car use.

With a primary vision to give a wide cover to their customers, insurance experts at IFFCO-Tokio have designed the Best Car Insurance Policy Online that covers the following area – loss or damage of insured car because of certain reasons such as explosion, fire, self-ignition, riots, strike,  burglary, malicious or terrorist activities.

Apart from that the insured car gets damaged due to natural calamities (like flood, typhoon, inundation, storm, hurricane, tempest, cyclone, frost, hailstorm, lightning, landslide, earthquake,  rockfall and Act of God perils) is also covered by the insurance policy. Moreover, the car insurance plan of this brand provides coverage to a legal liability to any third party for injury or ultimate death or damage of a property by insured car while driving.

One can find two types of policies at this company -  the liability only policy and the package policy. The firs policy is a compulsory as per Motor Vehicles Act. The second policy is a comprehensive cover. If the car owner sells his car or if ownership of the insured car changes, then an application in this regards has to be submitted to the company by the transferee within 14 days of such change.

To claim for the damage of the insured car, customer should need to understand that replacement parts are subject to depreciation. So for damage claim, the percentage of damage depends on car's model, and category of parts.  Such claims will also be subject to a compulsory excess/deductible, which depends on the cubic capacity (C.C.)of the vehicle.

Get more information about Car Insurance, Two Wheeler Insurance, Motor Insuarnce visit - http://www.iffcotokio.co.in/motor-insurance