Motorcycle Insurance Important Precaution for Motorcyclists

March 14, 2014 - PRLog -- The state of Texas requires basic liability insurance for motorcyclists –but Texas doesn’t require motorcyclists to have personal injury protection, a valuable insurance policy that provides coverage for medical expenses in case of an accident.

“While not always the case, motorcycle accidents are often more serious than car accidents, which means that choosing the right policy for your needs is especially important,” says Frank Hursh, of Texas Insurance.

There is more to an insurance policy than just liability insurance, since accidents on motorcycles tend to be more serious than car accidents, a medical coverage plan could offer some security while on the road.

“Medical coverage is important coverage that pays for your medical expenses in case of an accident, regardless of who is at fault. This covers both doctor and emergency room visits, and provides coverage up to a specific dollar amount,” Hursh explains.

With more people today riding motorcycles than ever before, the Center for Disease Control (CDC) lists some safety tips that motorcyclists should follow to help reduce the chance of an accident. Always wear a DOT-approved helmet, wear bright visible clothing, avoid tailgating, and maintain a safe speed and exercise caution when traveling over slippery surfaces or gravel.

“Motorcycle accidents can be devastating, often causing serious damage to the motorbike. Protecting your investment with a comprehensive level of collision coverage is important,” reminds Hursh.

For those who think that motorcycle insurance is complicated, it’s not. Motorcycle insurance policies are just as simple as an auto insurance policy.

“Choosing motorcycle insurance is easier than you might think. In some cases, choosing a motorcycle insurance policy is even more straightforward than car insurance,” Hursh says.

Texas Insurance Agency offers motorcycle insurance to Houston, Texas and the surrounding areas. For more information on motorcycle insurance, visit Texas Insurance Agency at: www.insuranceagencytexas.com.

http://www-nrd.nhtsa.dot.gov/Pubs/811856.pdf

http://www.cdc.gov/features/dsmotorcyclesafety/index.html