Insurers Penalise Young Drivers - Don’t Stand For It!

DERBY, U.K. - Dec. 10, 2013 - PRLog -- Are you one of the many thousands of younger drivers being penalised by your car insurers and made to pay through the nose for something that you haven’t done? Do you risk paying huge excesses on your policy just to get a few quid off? Do you fear losing your no-claims bonus?

Join the club, car insurers are using spurious statistics to make you the fall guys of their need to make bigger margins. They prey on your wish to get out and drive and add to your insurance cost to cover the accident you ‘might’ have.

So how can you get out on the road and not risk losing your no-claims bonus if you have an accident that’s not your fault?  Simple, Fast Car has negotiated a great plan for you from Total Motor Assist, the company that’s put tens of thousands of motorists on the right road to getting cheap assistance, vehicle repair, recovery, like for like vehicle replacement, private health care and crucially – no loss of NCB and no excess payments.

How? TMA’s assistance cover isn’t an insurance, it’s a cover plan that sorts out drivers, passengers and vehicles in the event of an accident. It is the first place you call if you have an accident, they take over and you are helped through all of the processes from recovering your car, getting it repaired, replacing it with a like for like vehicle until yours is ready – right through to health care if anyone is injured – private care, no waiting for the NHS.

How does this differ from your car insurance? Your car insurers are there to sort out your car if it gets stolen, not to help you if there’s an accident. It’s true that they’ll get your car repaired if you are in an accident, but they will reduce or cancel out your no claims bonus and they will charge you the excess on the policy, which for young drivers is often a massive amount. With your car insurers, if you can’t pay the excess then your car is off the road until you can.

But what about roadside recovery and breakdown cover – I hear you shout, no, they can’t help you either, they don’t touch accidents.

What does Total Motor Assist cost? Here’s the best bit, for Fast Car readers, it’s just £12 per year, I know it’s hard to believe, but it’s true. Pay no more than that to get cover and laugh in the face of your car insurers!

There are no complicated manoeuvres to go through, it’s a simple sign up to join process to get everything you need to be covered. Because there’s no claiming on the vehicle insurance policy, things are very much cheaper and simpler.

To obtain this discount please use: FC50 on the sign up screen.

Richard Williams, MD for parent company Assist Protect says, ‘It simply comes down to how we can best help out drivers, and Fast Car are worried that young drivers are getting driven into the ground by unfair charges from vehicle insurers. Take for instance a young male driver with two years NCB who has a non-fault accident, claims on his policy and loses that no claims bonus. His insurance would typically rise from £680 to £1192 per year, which is prohibitive for many. This then also impacts on his work and his family. With Total Motor Assist there’s no claim on the insurance, so no rise and no excess to pay. It’s a way to help drivers stay safe on the roads, but to also save money, we prefer to keep things simple, it works for our members and it works for us’.

If you want to make your driving cheaper and stop paying the earth to your car insurers go to www.fastcar.totalmotorassist.co.uk and on sign up put FC50 into the voucher box to pay just £12 for the year.

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Note to editors: Total Motor Assist is part of Assist Protect Limited, who have a range of motor and cycle assistance and protection cover products.

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