Educational Classes on Long Term Care Planning new classes for 2014 by Les Robinson

BUFFALO, N.Y. - Dec. 6, 2013 - PRLog -- Planning for Longevity?

Because of today's medical science, we're all living longer lives. Long-term care issues are now the biggest threat to a successful retirement.

Get objective answers about the pros and cons of a variety of long-term care issues from this series of two local area Community Education classes.

Note: these three (3) classes are separate and independent.
One does not have to take “Class # 1” before taking “Class # 2, 3 ,

Class # 1: Protecting Your Assets and Income: New Laws and Updates
Long-Term Care (LTC): Issues Discussed in Class # 1

·          Longevity issues (the impact of living longer . . .)

·          Caregiver issues (the physical, emotional costs of caregiving . . .)

·          Retirement / Financial issues (the impact on my retirement nest egg . . .)

·          Legislative issues (an update on the ever-changing NY and Federal tax laws

·          Understanding   Medicaid Estate Recovery and Medicaid’s look back period

·          New York State Long-Term Care Insurance Partnership Program

·          How to avoid Medicaid  spend down mistakes

·          What  other Long Term Care Options available

·          Avoiding crisis planning

·          How to plan effectively in order to protect your assets, legacy and family while

maintaining eligibility for Medicaid

Community Education Programs Dates

1.     February 18 2014          6 to 8 pm  Grand Island High School 716-773-8864

2.  March 10, 2014          6 to 8 pm     Pembroke High School 585-599-4525

3.  March 18, 2014          6 to 8 pm      West Seneca High School 716-677-3107

Class # 2 Long-Term Care Insurance – Does it make sense? By Les Robinson CLTC

Long-Term Care (LTC) Insurance:

·          Do I really need long-term care insurance? Why - or why not?

·          What are some reasons TO BUY & NOT TO BUY LTC insurance?

·          How can I compare policies on an “apples-to-apples” basis?

·          Where are the hidden “gotchas” / pitfalls lurking in the fine print?

·          What are the pros and cons of employer LTC group policies (like those offered by

IBM, Mayo Clinic, Federal Gov’t, State of NY, school districts)

·          Wouldn’t I be better using my assets to pay for my long term care?

·          How to protect and not over resource your Special Needs Family member

·          Who should & who should not consider having long-term care insurance?

·          How to maintain security, lifestyle, happiness, piece of mind, comfort and freedom

How to plan effectively in order to protect your assets, legacy and family while maintaining eligibility for Medicaid

Community Education Programs Dates

1.        February 25, 2014          Grand Island High School 716-773-8864

2.  March 25, 2014          6 to 8 pm    West Seneca High School 716-677-3107

3.  March 20, 2014          6 to  8 pm   Pembroke High School 585-599-4525

Class # 3 Protecting your most important asset: Your Family

·         Why a plan for extended care must be discussed with your financial professional

·         Developing a plan to protect your family and finances

·         What will pay for that plan

·         Give you insight into the consequences needing care over an extended period of years could have, not on you, but those you love

·         Speak to the consequences an extended care event will have on your best thought out retirement plan

Discuss the options for protecting both your family and finances should you need care

Les Robinson

www.lesltc.com

716-634-5656 ext 3014

lrobinson@nwcins.com