Repairing your credit score in a recovering economy is more important than ever

Approximately 78% of credit profiles contain some sort of error or omission materially impacting credit worthiness.
 
 
William E. Lewis
William E. Lewis
 
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Tags:
* Credit Repair
* William Lewis
* Bill Lewis
* Bad Credit Repair
* William E Lewis

Industrys:
* Financial
* Mortgage

Location:
* Davie - Florida - US

Subject:
* Services

DAVIE, Fla. - Nov. 15, 2013 - PRLog -- In a recovering economy, your good name and reputation are important. Creditors have tightened their guidelines barring millions of Americans from borrowing money. Even those with excellent credit and high credit scores have experienced reduced credit limits and closed equity lines. Mortgage lenders, auto finance companies, credit card issuers and banks have all raised the bar. Borrowers with low credit scores can expect to be denied or to pay significantly higher interest rates than those with excellent credit.

Long gone are the days of obtaining credit, goods, benefits, services and/or employment with a 620 credit score. In more instances than not, a consumer will be denied if they maintain a credit score lower than 720.

The terms credit repair, credit restoration and/or credit rehabilitation are somewhat synomous. Those with bad credit cannot afford to ignore the potential benefits of credit repair. In today's society, credit restoration is more important than ever.

Approximately 78% of credit profiles contain some sort of error or omission materially impacting credit worthiness. As such, one would be wise to at least explore retaining a reputable credit service organization in the restoration of their own good name and reputation within the community. With that said, William E. Lewis Jr. & Associates should be that credit repair company.

Located in the Fort Lauderdale, Florida, suburb of Davie, William E. Lewis Jr. & Associates is a credit service organization specializing in the restoration of consumer credit worthiness as well as identity theft. They assist consumers in achieving a favorable financial credit profile. Everything they do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained within your consumer credit profile.

Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, and the Fair and Accurate Credit Transactions Act, William E. Lewis Jr. & Associates will assist a consumer in the submission of disputes electronically, verbally and in writing to the Equifax, Experian and Trans Union consumer reporting agencies in addition to creditors, collection agencies, third-party record providers and state/federal/local/private regulatory authorities.

Keep in mind that anything William E. Lewis Jr. & Associates can do - you can do yourself.  Where William E. Lewis Jr. & Associates may have an edge is they possess the education, knowledge, experience, and source proven method that yields results in the credit repair process.

Unlike most credit service organizations that submit the same written dispute letters monthly, William E. Lewis Jr. & Associates has devised a strategy whereby disputes are submitted electronically, verbally and in writing over a six month period to the credit reporting agencies, creditors, collectors, and third-party record providers reporting negative, inaccurate, obsolete and/or erroneous information.

Utilizing the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Credit Billing Act, the Fair and Accurate Credit Transactions Act, in addition to laws applicable to a particular state, William E. Lewis Jr. & Associates has obtained thousands of deletions and updates for its clients.

William E. Lewis Jr. & Associates can help update or remove erroneous and/or inaccurate judgments, liens, bankruptcies, foreclosures, short-sales, student loans, inquiries, derogatory tradelines, personal identifiers and more! While the credit restoration process can take anywhere from 30 days to six months, most clients see dramatic results in 45-60 days.

Credit repair, credit restoration and/or credit rehabilitation is as legal as pleading "not guilty" in a court of law. With that said, one must understand that as a credit service organization William E. Lewis Jr. & Associates is not a law firm and that none of its employees is an attorney licensed to practice law in the state of Florida. As such, William E. Lewis Jr. & Associates cannot provide legal advice nor represent any individual before any court or in any legal proceeding. In the event that legal representation is required, William E. Lewis Jr. & Associates may provide an appropriate attorney referral for consultation.

For more information on William E. Lewis Jr. & Associates or to discuss your individual situation, please contact us at (954) 581-5050 or visit us online at www.williamlewis.us.

Contact
Bill Lewis
***@williamlewis.us
954-337-1530
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Email:***@williamlewis.us Email Verified
Tags:Credit Repair, William Lewis, Bill Lewis, Bad Credit Repair, William E Lewis
Industry:Financial, Mortgage
Location:Davie - Florida - United States
Subject:Services
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