General Liability Insurance: Not As Boring As It Sounds

Oct. 11, 2013 - PRLog -- If you’ve ever tried to read about general liability insurance, you’ve probably experienced the following symptoms:

-Eyes glazed over

-Heavy eyelids

-Unfocused mind

-Instant sleep (likely with drool)

For individuals who aren’t immersed in the insurance industry, reading about insurance is right up there with watching paint dry, counting to a million, and CSPAN (Sorry, CSPAN fans. You know it’s true).  Reading about insurance might seem like a total snore, but you’d better wake up because, if you’re human and interested in living a long, healthy, prosperous life, you’re going to need it!  And if you’re opening your own business, you’re going to need Charlotte general liability insurance, which is what we’re going to discuss today.

General liability insurance, also known as commercial general business liability, is necessary to protect a company’s finances and resources.  Charlotte general liability insurance protects your company from property damage and employee injury.  It can also be used to pay legal bills, in the event your company is sued or accused of false advertising, slander, libel, and a variety of other claims.

Unlike Charlotte car insurance, Charlotte general liability insurance isn’t legally mandated.  It’s your decision whether you purchase it or not.  That being said, most businesses opt in favor of general liability insurance because, even if injuries and legal conflicts seem unlikely, the possibility is always there.  The sad truth is there are people out there who don’t have your business’ best interest in mind, and you want to be covered against unnecessary money loss, just in case.

Before investing in a Charlotte general liability policy, be sure you’ve researched all Charlotte independent brokers.  Many, like Latorre Insurance, offer a variety of plans for several trusted providers.  Visit http://www.LatorreInsurance.com for more information.