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Follow on Google News | West Brom Reduces Fixed Mortgage Rates over Two YearsBy: West Brom Existing rates available directly from the building society and fixed until 30 November 2015 have been reduced by up to 0.50%. These include a two year fixed rate at 1.89% with a maximum loan to value (LTV) ratio of 75%, a £99 booking fee and a £900 completion fee. This product has been awarded a 5 Star rating by Moneyfacts, the UK’s leading independent authority on personal finance information. Sylvia Waycot, Editor of Moneyfacts.co.uk, commented: “The West Brom 2 Year Fixed Rate at 1.89% is a market leading product, worthy of 5 stars, our highest award.” For existing borrowers looking to remortgage, the West Brom has lowered its two year fixed rate to 2.39% (up to 75% LTV). There is a £99 booking fee, plus this mortgage has the added incentives of no completion fee, a free first standard valuation and fees assisted legals. Two year fixed rate mortgage products available through the West Brom’s selected intermediary partners have also been improved as part of the review. James Wright, the West Brom’s Divisional Director for Marketing and E-Commerce, said: “These changes improve our mortgage rates for customers looking to fix their repayments for two years. As well as competitive rates that help keep monthly repayments low, we are also offering customers incentives on certain deals that reduce the overall cost of borrowing.” Newly priced two year fixed rate mortgages from the West Brom include: Two year fixed rate at 1.89%, fixed until 30/11/2015 For loans up to 75% LTV; available to customers who are purchasing, moving or remortgaging; Two year fixed rate at 2.39%, fixed until 30/11/2015 Up to 75% LTV; available to customers who are remortgaging; Two year fixed rate at 2.49%, fixed until 30/11/2015 Up to 80% LTV; available to customers who are remortgaging; End
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