Cotswold Financial Planning Offer Retirement Planning & Advice

CHIPPING NORTON, U.K. - Sept. 23, 2013 - PRLog -- Retirement planning has become an increasingly important element of life to consider. The recession has hit many people in the UK, with lots of workers being made redundant - including many older employees. For some, this might mean that retirement has arrived slightly earlier than expected, and they need to make use of the plans that they put in place.

Furthermore, despite the gradual improvements in the economy, it seems that a pensions crisis could be on the horizon. Recent surveys have suggested that one in five people in the UK might never actually have the opportunity to retire. This is a problem for an ageing British population, as the existing state pension schemes are already under pressure.

Experts have cited the lack of adequate financial planning and foresight among younger generations for the potenatial problems in the future, as many of those surveyed claim to prefer saving for holidays rather than contributing to their pension scheme.

Recent government initiatives such as auto-enrolment onto workplace pensions are designed to improve employees' chances of long-term saving, as well as using the campaigns to promote the importance of preparing for retirement and increase awareness about the issues at hand. Cotswold Financial Planning have made themselves available to businesses who want to know more about pension schemes and about the government initiatives, and are there to guide all parties through the process.

Businesses are required to make contributions to workplace pensions, and many of the government requirements are complex, so utilising experienced financial planners can ensure that all the boxes are ticked, and both businesses and employees are getting the most out of their retirement planning and pensions schemes.

For more information about Cotsowld Financial Planning, visit their website at:

http://www.cotswoldfinancialplanning.co.uk/

Cotswold Financial Planning Ltd
10a Astley House
Cromwell Park
Banbury Road
Chipping Norton
Oxon
OX7 5SR