Austin Texas Homeowner's Insurance Company Offers Tips for Lowering Your Premium

AUSTIN, Texas - July 5, 2013 - PRLog -- Austin Texas Homeowner's Insurance

At Continental General Agency, Inc. we believe protecting your home is one of the most important things we can do for you. There is a difference between having insurance and actually being insured. We will make sure the coverage you need is available, in case the unforeseen happens. Striving to ensure there is adequate coverage, no matter what type of property policy you obtain is our commitment to you. We encourage all homeowners to start with a home inventory when deciding on coverage.

Multi-Policy Discount

Many of the insurance providers we work with offer discounts for purchasing auto and homeowner insurance from the same provider. Give us a call to find out the best deal we can get you by grouping your insurances into a one provider policy.

Increase Your Deductible

Continental General Agency recommends a minimum $500 deductible. A deductible being the amount of money you pay to your insurance company before they pay out your claim. The more you set for your deductible, the more money you can save off your premium. That means you could have money saved for that rainy day instead of spending more money of the what if that you may be lucky enough to avoid. Contact us to find out how much money you could save every month toward your premium if you were to raise your deductible to say $1,000.

Good Credit

More and more insurance companies are using credit scores to determine how to set your premium. Not only might this save you money on your insurance premiums, but also many other areas.

Home Security

A few items you can easily install in your home to increase security and benefit from discounts from many insurance providers:

-Smoke Detectors
-Burglar Alarms
-Dead-Bolt Locks
-Sprinkler System

Rebuilding Costs

You do not always need to insure your home for the total cost you purchased it for. If your home was completely distroid in a flood or fire down to the ground, you would still have the land. Please contacts us so we can walk you through the best practices for insuring your home the right way to get you the most savings.

About Continental General Agency
Continental General Agency
3400 Steck Avenue
Austin, TX 78757http://www.caginsurance.com/property-insurance-austin-texas/
Telephone:512.961.1963
FAX:512.381.4060

E-mail: jeff.hand@cagaustin.com